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Framing is often the most expensive phase of building a house because it’s time-consuming and requires a lot of materials. It costs between $20,000 and $50,000 on average, depending on materials and labor costs. Before construction begins, it’s possible that purchasing land is the priciest step in the process. Some plots of land sell for $3,000, while others cost upwards of $150,000.

You don’t have to commit to a complete home renovation to age in place comfortably—those can get pricey. Instead, focus on a few impactful changes. Consider adding a stair lift or installing ramps to eliminate barriers. Upgrading to non-slip flooring can prevent falls while adding brighter lighting can improve visibility throughout your home. These thoughtful updates can make your home much easier to navigate and enhance your comfort and safety without the stress and cost of a complete overhaul.

While it’s never too early to start planning for a major home improvement project like a home addition, give yourself at least a month or two to plan and design your addition, find a contractor, and get the permits in order. For larger projects like a second-story addition that require designing with an architect, plan on three to four months of preparation.

You likely need to hire an architect for your new house design and build, unless you have the design skills and experience with building regulations and standards needed to get your plans approved. If you are able to meet the design requirements, you can hire a draftsperson to create the blueprints for the builders to follow.