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No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

It depends. Smaller, younger trees take longer to mature, but they're more resilient, their roots don't get as damaged during transplanting, and they recover faster. Plus, they're much more affordable to plant, and it's possible to DIY the planting. 

On the other hand, mature trees produce fruit faster and provide more shade and privacy immediately. Ideally, a small or medium tree is the better choice if you can wait a few years for it to mature. But if you need immediate maturity, a larger tree is the only option.

Tree roots can take weeks to years to die, depending on the method you use. Chemical herbicides take the least amount of time—typically between three and four weeks—while homemade methods, like covering an old stump with leaves, could take between seven and eight years. If you’re unsure which method to use or how quickly you need to act, consulting with a pro is always a good idea.

Yes, it can be good to remove dead branches from trees. Dead branches can lead to rot in other areas of the tree. They can also cause damage if they fall on a house, shed, fence, car, pool, or other structure or property. However, it’s important that dead branch removal is done safely. If the branch is high in a tree or requires a lift or ladder to access, consider calling a professional tree removal company, as they will have the experience and equipment to do the job safely.