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Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

The most common hog wire gauge for a fence is 12.5. However, you can choose from a few gauges based on your needs. While 12.5 is a reliable gauge for penning in large, strong animals, 9 gauge is a better option of you have large animals that are easily spooked, such as horses. For smaller animals, like dogs or pigs, you can use a 16 gauge hog wire.

Who pays for a new fence between neighbors depends on its location relative to the property line. If you build the fence entirely on your property, you are solely responsible for the costs of installation, maintenance, and repair. If the fence is built directly on the property line, both neighbors are typically responsible for the costs. In this case, it is essential to consult with your neighbor beforehand to agree on a plan for payment. While you should always inform your neighbor of your plans in advance, you generally cannot force them to contribute financially unless there are specific local laws, such as in California, where both parties might be responsible for costs unless a different agreement exists. It's a good idea to get a property line survey to know the exact boundaries before building.

Yes, installing wrought iron fencing will usually require a building permit, as do all types of fencing. Building permits for wrought iron fencing typically cost between $150 and $500, and the price will vary based on where you live and how much your local building department charges. You may also need to pay for a property survey if you’re installing wrought iron fencing on your property line. This type of survey can cost around $500, but it prevents issues with building on neighboring properties, which can be much more expensive in the long run.