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Top-Rated Property appraisers in Pendleton - Updated Nov 2026

Miller Appraisal & Realty, Inc.
4.6(
5
)
Appraisal - Real Estate

Serving Pendleton, KY and surrounding areas

In business since 1990

At Miller Appraisal & Realty, Inc. our company is based on the belief that our customers needs are of the utmost importance. Our team is committed to meeting those needs. We welcome the opportunity to earn your trust and deliver you the best service. No job is too big or too small for our experienced team. Call today for a quote.

Response time8 hrs
Response rate87%
Recommended by80%of homeowners
Terry Farmer Appraisals
New to Angi
Appraisal - Real Estate

Serving Pendleton, KY and surrounding areas

In business since 2003

Free estimates

Terry Farmer Appraisals, is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests, and make their concerns the basis of our business.

Response time1 day
Opponopoly RES
New to Angi
Appraisal - Real Estate

Serving Pendleton, KY and surrounding areas

In business since 1985

Free estimates

It can be a daunting task looking for not only the right contractor for your job but also the right contractor for you. We completely understand what you're going through. We know every customer has different desires, different needs and different schedules. We're not only here to turn your ideas into reality but to make it a memorable experience every step of the way. Call us right now, no matter where you are in the planning process.

Response time30 mins
Avatar for Terry Walker II, LLC
Terry Walker II, LLC
New to Angi
Appraisal - Real Estate

Serving Pendleton, KY and surrounding areas

In business since 2015

Free estimates

Looking for a licensed and reliable appraiser? Look no further than Terry Walker and Appraisal Associates! With over 10 years of experience serving the residents of Kentucky and Indiana. Terry is an expert in providing accurate and timely appraisals for all types of properties. What's more, Terry offers the convenience of text message or phone call communication and accepts payment via Venmo. Please text or call for all your appraisal needs!

Response time3 days
Property Appraiser FAQs, answered by experts

A comprehensive smart home system can be really attractive to buyers and increase the value of your property. Components such as a smart security system, smart lawn and garden systems, and smart appliances can all drive up the value of your property.

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

Depending on the size of the home, the appraisal itself can take several hours. After the appraiser’s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser’s workload, research requirements, efficiency, and other factors.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

The Pendleton, KY homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.