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Trees that flower in the spring—like dogwood, cherry, magnolia, and pear—should not be pruned during the winter. These spring-flowering plants grow buds on old growth, so you’ll actually remove what would’ve been gorgeous flowering foliage. Instead, wait to prune until right after they bloom, when the flowers fade.

Yes, it is highly recommended to remove tree stumps. Leaving them in the ground can lead to several problems, as they are not only unsightly but can also reduce your property's value. Stumps can obstruct landscaping plans, make mowing difficult, and hinder new growth. More importantly, they are prime breeding grounds for pests like termites, ants, and mice, which can spread to your home and cause costly damage to its wood and foundation. Stumps also attract fungi and diseases that can infect other healthy trees and plants in your yard. As a stump decays, it might sprout new, unwanted shoots. While removing a stump is an investment, it prevents these potential issues and enhances the safety, health, and appearance of your landscape.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Horticulturist is a broad term for any type of plant and soil expert. An arborist, meanwhile, specializes in all aspects of tree care. You should hire an arborist when you need assistance with tree-related tasks, such as pruning large trees, removing trees, diagnosing a sick tree, or emergency tree services. Horticulturists aren’t qualified to handle those types of tasks.