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Best home builders near Ferguson, KY

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Top-Rated Home builders in Ferguson - Updated Nov 2026

Avatar for Michael Woodward Construction
Michael Woodward Construction
5.0(
15
)
Shelter or Outbuilding - Build

Serving Ferguson, KY and surrounding areas

Approved

In business since 2012

Small jobs welcome

Customers say: Quick response

"Very professional, on time when he came to give estimate. Worked with me when I made changes to what I wanted done. Built us a covered porch also. His crew was friendly and very respectful to my property. I would recommend him to anyone."
deck build
deck build
deck build
deck build
Deck

+10

Response time1 day
Recommended by100%of homeowners
Avatar for Potter House Group Inc
Potter House Group Inc
4.4(
12
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Ferguson, KY and surrounding areas

In business since 2003

Emergency services offered

Credit card accepted

"I was referred to Lee by my realtor. He and I looked over plans for the house making some minor adjustments to fit my needs. Construction began on schedule with no delays during construction . Lee kept me abreast during all phases of construction upon move-in. He and his crew were very professional thru out the build. I did have a few minor problems after moving in and Lee was notified and he responded immediately and the issues were resolved. I would recommend Potter Group Home for your building needs.
"
Additional Photos
Additional Photos
Additional Photos
Recommended by100%of homeowners
Avatar for Big Blue Contractors, LLC
Big Blue Contractors, LLC
4.4(
23
)
Find a Custom Home Builder

Serving Ferguson, KY and surrounding areas

In business since 2020

Free estimates

Warranties offered

"Chris and his crew were wonderful! They did my siding, rebuilt a front wrap around porch, rebuilt a small back porch, replaced a basement / garage entry for, and repaired the gutters on my house. Every item was done with care, and good workmanship quality. The finished job was amazing! The whole crew was very polite, professional, and over the 4 weeks we all became friendly with each other. I am happy about the whole experience I recommend Big Blue Contracting, without hesitation."
Somerset, KY
Somerset, KY
Monticello, KY
Somerset, KY
Somerset, KY

+46

Response time4 hrs
Response rate95%
Recommended by80%of homeowners
Hargis General Contracting LLC
5.0(
2
)
Find a Custom Home Builder

Serving Ferguson, KY and surrounding areas

In business since 2020

Free estimates

With great experience behind us, Hargis General Contracting LLC is who you need to take care of your home. We handle everything from the initial consultation to making sure your property looks perfect every single time. We will always treat your property as we would treat our own, and you will be surprised how simple and easy our team will make the whole process seem. Give our team a call today. We're looking forward to working with you! \n

Recommended by100%of homeowners
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Home Building FAQs, answered by experts

One of the best ways to negotiate with a homebuilder is to forgo price reductions. Instead, negotiate over upgrades and incentives, as many builders are more willing to go down that road than to decrease their own fee. Even if they were willing to take a cut, a reputable homebuilder often knows their worth, so a willingness to negotiate could be a red flag. Beyond that, builders are typically willing to negotiate closing costs instead of offering a discount on the base price.

Modular homes can be a great investment, especially for those who find the prices of stick-built real estate too high. Modular homes are usually much more affordable because they’re mass-manufactured and then assembled on-site or delivered mostly assembled. If they’re installed properly and by professionals, they can last for between 50 and 100 years, potentially making them an outstanding investment.

If you want to make your home eco-friendly, enjoy low maintenance, and love the fact that its looks will take people’s breath away (and not because they were trying to blow your house down), then a modern brick home is right for you. You can hire a mason to get the building process started for your brick home.

But if you’re not fond of the color and don’t want to deal with the process of repointing or other repairs, consider going with vinyl or wood. These materials offer a lower cost. While they tend to require more maintenance, they don’t cost nearly the same as exterior brick house repair.

Framing is often the most expensive phase of building a house because it’s time-consuming and requires a lot of materials. It costs between $20,000 and $50,000 on average, depending on materials and labor costs. Before construction begins, it’s possible that purchasing land is the priciest step in the process. Some plots of land sell for $3,000, while others cost upwards of $150,000.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The Ferguson, KY homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.