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Avatar for Michael Woodward Construction
Michael Woodward Construction
5.0(
15
)
Shelter or Outbuilding - Build

Serving Ferguson, KY and surrounding areas

Approved

In business since 2012

Small jobs welcome

Customers say: Quick response

"Michael called when he said he would call, started when he said he would start, and finished when he said he would finish. He stayed in contact throughout the project. When he left, there was no mess. In short, the ideal contractor - highly recommended!"
deck build
deck build
deck build
deck build
Deck

+10

Response time1 day
Recommended by100%of homeowners
Avatar for Potter House Group Inc
Potter House Group Inc
4.4(
12
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Ferguson, KY and surrounding areas

In business since 2003

Emergency services offered

Credit card accepted

"I was referred to Lee by my realtor. He and I looked over plans for the house making some minor adjustments to fit my needs. Construction began on schedule with no delays during construction . Lee kept me abreast during all phases of construction upon move-in. He and his crew were very professional thru out the build. I did have a few minor problems after moving in and Lee was notified and he responded immediately and the issues were resolved. I would recommend Potter Group Home for your building needs.
"
Additional Photos
Additional Photos
Additional Photos
Recommended by100%of homeowners
Avatar for Big Blue Contractors, LLC
Big Blue Contractors, LLC
4.4(
23
)
Find a Custom Home Builder

Serving Ferguson, KY and surrounding areas

In business since 2020

Free estimates

Warranties offered

"Chris and his crew were wonderful! They did my siding, rebuilt a front wrap around porch, rebuilt a small back porch, replaced a basement / garage entry for, and repaired the gutters on my house. Every item was done with care, and good workmanship quality. The finished job was amazing! The whole crew was very polite, professional, and over the 4 weeks we all became friendly with each other. I am happy about the whole experience I recommend Big Blue Contracting, without hesitation."
Somerset, KY
Somerset, KY
Monticello, KY
Somerset, KY
Somerset, KY

+46

Response time4 hrs
Response rate95%
Recommended by80%of homeowners
Hargis General Contracting LLC
5.0(
2
)
Find a Custom Home Builder

Serving Ferguson, KY and surrounding areas

In business since 2020

Free estimates

With great experience behind us, Hargis General Contracting LLC is who you need to take care of your home. We handle everything from the initial consultation to making sure your property looks perfect every single time. We will always treat your property as we would treat our own, and you will be surprised how simple and easy our team will make the whole process seem. Give our team a call today. We're looking forward to working with you!\n

Recommended by100%of homeowners
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Home Building questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Modular homes are a type of prefab home. Specifically, manufacturers first build modular homes in sections and then deliver them to the job site. The modules, or sections, are usually at least 70% finished before they arrive on your property.

In comparison, prefab homes arrive in panels or segments, and workers assemble them on-site. Generally speaking, modular homes tend to be more durable, and their consistent construction standards may mean you’ll have an easier time getting conventional home loans.

The primary reason homes have crawl spaces is so the foundation can reach down below the frost line to avoid dangerous soil movement and structural damage when the ground freezes. They’re more popular in colder climates where the ground freezes down to a few feet, and slabs are most popular in warmer areas where there is no frost line. Crawl spaces also provide a space for utility lines to run where they’re at less of a risk of freezing.

One of the best ways to negotiate with a homebuilder is to forgo price reductions. Instead, negotiate over upgrades and incentives, as many builders are more willing to go down that road than to decrease their own fee. Even if they were willing to take a cut, a reputable homebuilder often knows their worth, so a willingness to negotiate could be a red flag. Beyond that, builders are typically willing to negotiate closing costs instead of offering a discount on the base price.

One starting point to find a local home builder is to collect suggestions from friends and neighbors. However, it’s still wise to do some more research before you hire a builder. Read reviews to supplement any word-of-mouth recommendations. Check sources like Angi that have standards and criteria in place to screen the pros it lists can also help you find more reputable local home builders.

The Ferguson, KY homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.