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It is possible to burn out a tree stump if it is dried out and in an area of your property with a large buffer. Drill holes in the stump and dig around the base so it burns more easily. Then, build a small campfire on top using kindling and firewood. You’ll need enough to keep the fire going for many hours to completely burn out the stump, especially if it’s large. 

Monitor the fire closely to ensure it doesn’t spread, and have a hose on hand if it starts to get out of control. When the fire is out, break apart the burned stump and dig out what’s left of it.  

If this sounds like a good option, learn more about how to burn a tree stump before attempting it, as it does come with risks.

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

Stay inside or well away until the storm passes. Don’t go outside to inspect the tree until the weather clears, especially if the tree is on a hill or isolated in a field. Lightning often strikes the same easily-accessed places multiple times, and you could be a new target. If a lightning strike causes a noticeable fire, alert emergency services. When the storm is over, take a closer look to gauge the damage done.

There are two types of arborists: certified and consulting. A certified arborist is licensed and equipped to provide tree pruning, planting, fertilizing, monitoring, transplanting, treatment, and removal services. A consulting arborist specializes in tree appraisals, diagnosing problems and recommending treatments for illnesses. However, they will not provide these services themselves. Most consulting arborists are certified arborists who can refer you to a tree service that can administer the correct treatments.