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Asbestos Removal questions, answered by experts

In most cases, homeowners insurance doesn't cover asbestos abatement. Insurance policies frequently exclude coverage for pollutants, contaminants, and hazardous materials, which include asbestos. It's considered a pre-existing condition in homes built before its ban, so removal is seen as a maintenance expense rather than an insurable loss. There may be an exception if the asbestos-containing materials are disturbed due to a covered event, such as fire or storm damage. Some policies may cover the abatement as a part of those repairs.

If asbestos is present, professionals provide recommendations for safe removal or containment. Follow local regulations for handling.

Duration varies, commonly from a few days to a week, based on building assessment.

In most cities, it isn’t legal to cover asbestos tile. This is because it’s difficult for the average homeowner to know if they’re causing fibers to become airborne. While there is a method of sealing the asbestos in place—called encapsulation—this needs to be done by a pro, and isn’t appropriate for all situations. 

Follow recommendations for removal or remediation to ensure a safe living environment.

The Paoli, IN homeowners’ guide to asbestos removal services

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