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For years, it was believed that hobo spider bites were incredibly dangerous, causing flesh-eating wounds. But the rumors of their bites were greatly exaggerated, and there's been no real evidence showing a connection between a hobo spider bite and necrotizing wounds. 

That said, the spiders can and do bite, usually as a defense response. They won't attack you unprovoked, but if you take them by surprise and get close enough, they may bite you. Their bites may cause some minor irritation or itchiness. 

Carpet beetles do not bite humans, but their larvae can cause skin irritation that’s often mistaken for bites. These tiny, bristly larvae have barbed hairs that can lead to allergic reactions in sensitive individuals, resulting in red, itchy welts or rashes. While the irritation may resemble bug bites, it’s actually a response to contact with the hairs or shed skins, not an actual bite. Adult carpet beetles are harmless and primarily feed on pollen, but their larvae can damage natural fibers like wool, fur, or leather in carpets, clothing, and upholstery.

Rat poison that contains an anticoagulant like warfarin can cause bleeding, chills, confusion, extreme fatigue, headache, convulsions, lightheadedness, and seizures. Anticoagulants prevent your blood from forming clots, which can result in uncontrolled bleeding both internally and externally. Other types of rat poison that aren't anticoagulants attack your liver, kidneys, and digestive system. They can suppress your breathing and heart rate, causing low blood oxygen and poor circulation. Burning in your throat and gastric discomfort are common symptoms.

If a coyote approaches you, never run away, even if it goes against your natural instinct. Make yourself look big, shout loudly, and throw something in the coyote's direction. Be persistent and continue these scare tactics until they move away. Then, you should move away slowly, always facing the coyote.