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Fire Pit Installation questions, answered by experts

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

Your local town or municipality’s fire code and other applicable ordinances will set out the requirements for installing and maintaining a private fire hydrant. These rules can vary from place to place, so it’s crucial to consult with your town’s fire or code enforcement departments before you install a private hydrant on any property you own. Alternatively, you can hire a professional fire service consultant to help you interpret local laws and ensure you’re fully compliant with those requirements.

Baking soda is an effective fire reduction method. However, flour and baking powder are very dangerous around flames. Flour is flammable and it can also conduct electricity. The combination can cause serious injury from electrical shock and worsen the situation by adding fuel to the fire. Baking powder is also not an option as it's also highly flammable. 

Beyond having an inspection, it’s important to do chimney maintenance at least annually to be certain the chimney is safe to use. Cleaning the flue of any built-up particles, creosote, and soot reduces the risk of fire. Fortunately, the cost of hiring a pro to do a chimney inspection often includes a chimney cleaning, so you may not have an extra expense for maintenance.

According to the National Fire Protection Association, dryers and washing machines cause over 15,000 fires a year, with dryers causing about 92 percent of those fires. Because dryer fires are more common than you might think, it’s important to clear the lint trap regularly and have annual dryer vent cleanings.

The Troy, IL homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.