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Yes, it is possible to install solar panels on a tar and gravel roof, but it is not the ideal roofing material for a solar installation. The process requires roof penetrations to install the solar racking system. While installers will seal these penetrations, they still increase the risk of leaks. This risk is higher on tar and gravel roofs, which are often flat. Flat roofs are more prone to leaks than sloped roofs because they can pool water during heavy rain and hold snow for longer periods, exposing the roof to more moisture.

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.

Yes, you have to get on the roof to cut a hole for solar tubing. It's not possible to complete the job from inside your house by simply cutting through the ceiling. So if you want to go the DIY route, remember to use safe ladder practices. If you’re not comfortable climbing on your roof to install solar tubes, hire a pro who has the tools and expertise to do the job safely.

Professionals use the same methods to install solar shingles that they do for asphalt shingles, so you’ll often see a similar installation timeline of one to two days. The amount of time required will depend on the size and slope of your roof and the number of shingles installed. Weather conditions can delay installation, as working on a roof is unsafe during high winds or heavy rain.