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In most cases, solar panels are covered by homeowners insurance because they are considered a permanently attached part of the home, and you may not need additional coverage. However, it is essential to read the fine print of your specific policy to understand the extent of the coverage, as some policies might only cover certain types of damage, such as hail. Always check with your insurance provider before installing solar panels to ensure your policy provides adequate coverage for your investment.

The best solar panels to withstand hail are those rated UL 61730. These solar panels are certified to withstand hailstones up to 3 inches in diameter and travel at speeds up to 88 mph. IP68 solar panels are the next most resilient solar panel. Solar panels without these ratings can handle hail up to 1 inch in diameter that travels up to 50 miles per hour. If you live in an area with frequent or severe hailstorms, purchasing UL 61730 solar panels is often worth the investment.

In almost every case, solar panels need to be removed to replace roof shingles. In some cases, such as solar installations where the panels are on raised platforms above the roof surface, installers may be able to install new shingles without removing the solar installation. However, to get a quality roofing installation, panels need to come off. Most roofing contractors won’t remove or reinstall solar panels as part of a roofing project, so you’ll need to contact your solar provider.

While you can install solar panels by yourself, it can be a complicated process full of lots of manual labor, risky roof work, and knowledge of electrical wiring. Most solar panel installation projects should be reserved for a trained professional—especially if you plan on connecting your panels to the electrical grid rather than for off-grid use, which doesn’t require utility services.