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TRUSTED BY OSWEGO, IL HOMEOWNERS

  • Average homeowner rating star icon4.4
    Average homeowner rating
  • Verified reviews icon26
    Verified property appraisals reviews

Top-Rated Property appraisers in Oswego - Updated Nov 2026

Avatar for Todd Hafner Appraisals
Todd Hafner Appraisals
4.5(
44
)
Appraisal - Real Estate

Serving Oswego, IL and surrounding areas

Approved

In business since 1986

Credit card accepted

Customers say: Quick response

"Todd was on time and took the time to listen to my description of all the improvements we had made to the property. I received the appraisal about a week later, and i think he gave a fair appraisal."
Response time2 hrs
Response rate86%
16 neighbors recently requested a quote
Consolidated Appraisal, Inc.
5.0(
2
)
Appraisal - Real Estate

Serving Oswego, IL and surrounding areas

Approved

In business since 1975

Free estimates

Small jobs welcome

"I was very happy with my experience with this company and the way that they handled my situation. There were some unusual issues with this appraisal that made it more complicated than the usual. It was handled professionally and in a very efficient manner and I was very pleased with how friendly and knowledgeable Don was and how he put me at ease and offered me much more advice than just the appraisal required! He is a great guy and I appreciate his expertise and his willingness to help me in the short amount of time that I had to get this done ! I would recommend him without any hesitation!"
Response time7 hrs
Response rate98%
Avatar for Book Value Appraisals
Book Value Appraisals
5.0(
1
)
Appraisal - Real Estate

Serving Oswego, IL and surrounding areas

Approved

In business since 2015

Free estimates

Credit card accepted

Locally owned and operated real estate appraisal firm serving central and northeastern Illinois. We are experienced with all types of residential appraisals including single family units, 2-4 unit income properties, condominium, land appraisals, pre-listings, estate appraisals, bankruptcy and assessor related services, and more. Our priority is a high quality appraisal delivered in a quick turn around. Please call for availability outside of listed business hours.

Response time12 hrs
Avatar for Jeff Kropp-The Home Buyer Agents
Jeff Kropp-The Home Buyer Agents
4.7(
43
)
Appraisal - Real Estate

Serving Oswego, IL and surrounding areas

In business since 2001

Free estimates

Emergency services offered

"Jeff was extremely professional and well informed. I was buying a property in Chicago, Il, however I live in California, so his help was extremely valuable during the process of purchasing. He was able to guide me and negotiate a reasonable price for my condo as well as help direct me through the Chicago buying process. He was always responsive and provided details I would never have thought of. I recommend him highly! Thank you, Jeff!"
Chicago and Burbs
Clients All Over Suburbs
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+3

Recommended by100%of homeowners
Avatar for Fundamental Property Management
Fundamental Property Management
4.3(
37
)
Appraisal - Real Estate

Serving Oswego, IL and surrounding areas

In business since 2006

Free estimates

Emergency services offered

"We rented from Fundamental Property Management two years ago and could not be happier with the level of responsiveness and professionalism we have received. When we were moving in we asked if additional cleaning could be done, I simply wasn’t satisfied with the previous tenants attempt, and they immediately jumped into action. When the dishwasher broke we had an instant response from the company and waited the normal amount of time for a replacement. They purchased a quality unit which to me says they care about the longevity of their appliances and care for the needs of their tenants. Thank you Fundamenal Property Management for your care and time with our needs!"
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+3

Recommended by80%of homeowners
Avatar for Marketplace Housing
Marketplace Housing
4.3(
11
)
Appraisal - Real Estate

Serving Oswego, IL and surrounding areas

In business since 2003

Free estimates

Emergency services offered

"Office staff is always available for help. No job is too small or too big. They are responsive to our needs for service requests from roofing to foundations. All aspects of home repairs have been done professionally and in a timely manner. I would recommend Marketplace Homes for all your property management needs regarding property repairs and maintenance."
Recommended by77%of homeowners
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Property Appraiser FAQs, answered by experts

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Yes, installing a tennis court can be a worthwhile home improvement project that adds value to your property. The potential increase in value can range from $20,000 to $150,000, and in some cases, the return on investment can cover more than 60% of the installation cost. However, the impact on value heavily depends on the size of your property. For homes with multiple acres, a tennis court is often a valuable amenity. In contrast, for homes on smaller lots, installing a court can decrease the property's value because it consumes a significant portion of the usable yard space. It's crucial to consider your property size and the remaining usable yard before proceeding.

In most cases, selling a home in as-is condition will lead to a sale price that’s somewhere between 10% and 30% lower than normal. However, it’s often worthwhile to sell at a loss because the alternative would be to pay for the repairs yourself, which could end up costing you more. Even if they didn’t, selling as-is saves you from the time and energy you’d spend coordinating the repairs.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

While some aspects of an appraisal, such as comparable properties nearby, are out of your control, there are several steps you can take to potentially increase your home's value. Make any necessary repairs and upgrades before the appraiser's visit, as they can only value what is currently part of the home, not its potential. Examples include renovating older areas, updating landscaping to boost curb appeal, and staging your home. You can also provide the appraiser with the cost of recent upgrades, which may increase your home's value by about 50% or more of what you paid for those improvements.

The Oswego, IL homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.