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Verified Reviews for Custom Home Building pros in Malta, IL

*The Angi rating for Custom Home Building companies in Malta, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Custom Home Building needs.

*The HomeAdvisor rating for Custom Home Building companies in Malta, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Custom Home Building needs.

Last update on October 07, 2026

Find Custom home builders in Malta

Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Malta, IL and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"WOW - OVER AND BEYOND CUSTOMER SERVICE!! I called in my ac Sunday around noon and job was complete within 24 hours! I highly recommend Choice Home Warranty - and Sheri Lane."
Recommended by81%of homeowners
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Avatar for Kirt Johnson Construction
Kirt Johnson Construction
3.8(
45
)
Find a Custom Home Builder

Serving Malta, IL and surrounding areas

In business since 2011

Free estimates

Credit card accepted

"This is the second project we've worked with Kirt and Shawn on. They are extremely easy to work with and their pride of workmanship and attention to detail shows in their work. The farmhouse, being 100 years old, has lots of uneven walls and floors and Kirt knew just how to fix things. There were several curve balls but he handled every one and the house now looks amazing. We are not planning on buying any more properties in the near future, but if we did we'd call Kirt first."
Additional Photos
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Backsplash/cabinets/sink

+3

Recommended by85%of homeowners
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Avatar for Toolbelt Handyman Services
Toolbelt Handyman Services
5.0(
4
)
Find a Custom Home Builder

Serving Malta, IL and surrounding areas

In business since 2022

Free estimates

Credit card accepted

Focused on you from start to finish,\n\nOur commitment is to deliver a clear, honest and professional experience for your home projects. As you put your trust in us, we strive to provide clear communication, transparency in our work plan, and the quality work you expect. We are committed to you, our clients and the trust you put in us as your local handyman service.

old cabinets
old cabinets
Old Cabinets
Old Cabinets
New Cabinets

+9

Recommended by100%of homeowners
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Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,688
)
Find a Custom Home Builder

Serving Malta, IL and surrounding areas

In business since 1971

Credit card accepted

"They don't use the same contractor. You don't always get the best. It's cheaper for major repairs. They cover everything, parts, labor."
Additional Photos
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+2

Recommended by65%of homeowners
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Home Ready Services
4.3(
3
)
Find a Custom Home Builder

Serving Malta, IL and surrounding areas

In business since 2013

Free estimates

"Jake from Home Ready Services arrived on time and was prepared to get me a price when the first Home Advisor contractor responded to my calls. His phone was damaged over the weekend. I decided to hire the first contractor. I was impressed with Jake from Home Ready Services and will keep his number for future jobs."
Response time20 mins
Recommended by100%of homeowners
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Avatar for Sentri Homes
Sentri Homes
2.8(
57
)
Find a Custom Home Builder

Serving Malta, IL and surrounding areas

In business since 2023

Free estimates

Emergency services offered

"Sentri Homes did an outstanding job communicating with me through the whole renovation process. The result far exceeded my expectations. Very happy and satisfied customer."
20 neighbors recently requested a quote
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Avatar for Hammer It Construction
Hammer It Construction
4.2(
5
)
Find a Custom Home Builder

Serving Malta, IL and surrounding areas

In business since 2009

Free estimates

Emergency services offered

"The Hammerit guys did a great job on the Basement remodel. Chad finishing detail made the room look very professionally done. I would definitely hire him again for my next project."
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+112

Recommended by80%of homeowners
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Custom Home Builders questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Custom homes can take an average of 18 months to build, mainly due to the lengthy design process, and most projects take somewhere between 12 and 24 months. When you work with the right custom home builders near you, they can help you map the road ahead and understand what can speed up or delay the timeline. Choosing locally available materials, for example, can speed things up without losing that customized touch.

The average cost to build a modular home is around $270,000, and most modular homes total between $180,000 and $360,000. Of course, this price varies significantly by location, and the price tends to follow the cost of living in the area. There are quite a few other factors at play that can affect your pricing, including the following:

  • Number of bedrooms and bathrooms

  • Site preparation, including land clearing and leveling

  • Type of foundation

  • Utility connections

  • Cost of building permits

How long it takes to build a custom home or rebuild a home after a disaster varies depending on many factors, but averages between seven and 14 months. Smaller homes or homes that don’t need a re-poured foundation may take less time to build than larger homes or homes without an existing foundation. Material availability, contractor schedules, and permit and inspection timelines can all affect how long your house takes to build.

Start by researching local contractors with experience in cottage construction. Ask for references, check licensing and insurance, and review completed projects. Compare multiple bids, making sure each includes the same scope of work. A good contractor will communicate clearly, provide a detailed contract, and ensure all work meets code and safety standards.

The Malta, IL homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.

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