Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

Get matched with top property appraisers in Long Creek, IL

Q: What if I can’t find any records of when my house was built?

• <div><p>If you can&rsquo;t find any records online, you&rsquo;ll need to contact your county clerk&rsquo;s office to do further research. They should have property records on file, or can at least point you in the right direction of who to contact. You can also speak with your neighbors about when their houses were built because they were likely built around the same time. </p></div>

Q: Do basement bedrooms count on an appraisal?

• <div><p>Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they&rsquo;re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn&rsquo;t a legal living space won&rsquo;t affect your appraisal value.</p></div>

Q: Will a tennis court affect my property taxes?

• <div><p>In most cases, installing a tennis court on your property will drive up your property taxes. Property taxes are determined, in part, based on improvements made to your property, which includes anything with a permanent foundation. Since most home tennis courts include a large concrete foundation, your property taxes will likely increase following the installation. A general rule of thumb is that if your project requires permits&mdash;like for a foundation or fencing for a tennis court&mdash;then your property taxes will be affected. </p></div>

Q: Will land ever lose value?

• <div><p>Land doesn&rsquo;t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land&rsquo;s value. </p></div>

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Verified Reviews for Property Appraisal pros in Long Creek, IL

*The Angi rating for Property Appraisal companies in Long Creek, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Long Creek, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on November 01, 2025

Reviewed in March 2024
We had Dale remove several trees & bushes from our property early this month. He did a great job. We would call him again.
Recreational Lumberjack, LLC
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Reviewed in September 2023
Rex did a great job locating our property and was very knowledgeable. He was great to talk to and knows what he is doing
Rex A Bradfield
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Reviewed in September 2022
John's (the owner of Pristine Inspections) verbal and written information prior to the inspection were thorough. John arrived on time the day of the inspection, gave an overview of the process and asked if I have a list of questions or concerns for him to address. The complete inspection and...
Pristine Inspections & Testing, Inc.
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Reviewed in June 2022
Fabulous job, the project came out Amazing. I used AJ Custom Design for an investment property I was working on and I was thrilled with the outcome. I would highly recommend AJ Custom Design.
AJ Custom Designs Inc.
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Reviewed in November 2018
Came out to perform free quote on a commercial property. Was told I would receive estimate later. When I called to see if an estimate was complete, once I said who I was I was hung up on.
HMLP Construction and Restoration, LLC
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Reviewed in June 2018
We are very happy with the professionalism and care shown by Bill of Aloha Home Watch Services. He responds promptly, shows respect for our property and takes a personal interest in helping his clients protect their investments. We are very happy with the courtesy and services from Aloha Home...
Aloha Home Services LLC
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Reviewed in January 2017
Very prompt, courteous and driver was very considerate of property when dumpster was delivered
Contractor's Disposal Inc
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Reviewed in June 2016
Harold met us at several properties and was always ready with helpful advice based on his years of experience. When we purchased a property Harold and his helper did work requested UNDER BUDGET and did the additional painting when original contractor did not show. He did all work well. He was...
Harolds Home Improvement & Handyman Service
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Reviewed in July 2015
After an initial grading and installation of a base material, there was a break of a couple of months, due to weather. When the work began, it proceeded without a hitch. Bill and his crew are consumate professionals and it shows in their work. The driveway is thick and beautiful. They even took...
Ase Blacktop
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Reviewed in October 2013
When I finally decided what I wanted, they were very prompt in getting started, and completing the project. I was very impressed how careful they were with my plants and property. They cleaned up every night and Joel personally checked to make sure all was cleaned up at the end of the project.
Pro Exterior Siding
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Find Property appraisers in Long Creek

Book Value Appraisals

Book Value Appraisals

10 years of experience

Free onsite estimate

Locally owned and operated real estate appraisal firm serving central and northeastern Illinois. We are experienced with all types of residential appraisals including single family units, 2-4 unit income properties, condominium, land appraisals, pre-listings, estate appraisals, bankruptcy and assessor related services, and more. Our priority is a high quality appraisal delivered in a quick turn around. Please call for availability outside of listed business hours.

Akrivis Real Estate Valuations

Akrivis Real Estate Valuations

Customers say: Quick response

1314 local quotes requested

7 years of experience

Welcome to the future of real estate valuation solutions with Akrivis. We combine innovation and evolving technology with our exclusive network of photography contractors to deliver accurate real estate valuations in less than five days. No stress, no fuss, just fast and reliable property values.

"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "

Melissa P on October 2025

"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "

Melissa P on October 2025

Nord Appraisal Services

2019 Interurban Road

No reviews yet

Nord Appraisal Services

2019 Interurban Road

No reviews yet

24 years of experience

We provide Real Estate Appraisal Services for Farmland, Commercial, Vacant and Residential properties.

CMJ Appraisals, Inc. dba Associated Appraisals

35 Sundance Drive

5.00(

)

CMJ Appraisals, Inc. dba Associated Appraisals

35 Sundance Drive

5.00(

)

Customers say: Quick response

Recommended by 100% of Angi customers

Specializing in residential appraisal services

Property Appraiser questions, answered by experts

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

If you can’t find any records online, you’ll need to contact your county clerk’s office to do further research. They should have property records on file, or can at least point you in the right direction of who to contact. You can also speak with your neighbors about when their houses were built because they were likely built around the same time.

Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they’re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn’t a legal living space won’t affect your appraisal value.

In most cases, installing a tennis court on your property will drive up your property taxes. Property taxes are determined, in part, based on improvements made to your property, which includes anything with a permanent foundation. Since most home tennis courts include a large concrete foundation, your property taxes will likely increase following the installation. A general rule of thumb is that if your project requires permits—like for a foundation or fencing for a tennis court—then your property taxes will be affected.

Land doesn’t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land’s value.

The Long Creek, IL homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

Dan Simms
•
Nov 27, 2024Nov 27, 2024
How Long Is an Appraisal Good For?
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Nov 22, 2024Nov 22, 2024
Appraised vs. Market Value: What’s the Difference?
Confused by the terms involved in a real estate transaction? Learn about the differences between appraised value and market value to clear things up.
Dan Simms
•
Dec 2, 2024Dec 2, 2024
How Long Does an Appraisal Take?
Waiting for an appraisal on a home you’re buying or selling? Learn how long an appraisal takes and factors that can affect your timeline.
Dan Simms
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Dec 11, 2024Dec 11, 2024
The Ultimate Home Appraisal Checklist
Preparing for a home appraisal and making sure everything is in order can be stressful. Use this home appraisal checklist to make your life easier.
Rachel Hoffman
•
Dec 12, 2024Dec 12, 2024
How to Prepare for a Home Appraisal: 6 Essential Tips
A home appraisal determines your home’s value. Learn how to prepare for a home appraisal to ensure you get the best appraisal possible.
Dan Simms
•
Dec 6, 2024Dec 6, 2024
What Is a Land Appraisal and How Does It Work?
If you’re buying or selling a plot of land, you should know what a land appraisal is, how it works, and what factors can influence your land value.

Get matched with top property appraisers in Long Creek, IL

Enter your ZIP and get matched with up to 5 pros

Need a pro for your property appraisal project in Long Creek, IL?

Appraisal Real Estate Service

Land Surveying

Complete Home Inspection

Verified Reviews for Property Appraisal pros in Long Creek, IL

Find Property appraisers in Long Creek

Book Value Appraisals

Book Value Appraisals

Akrivis Real Estate Valuations

Akrivis Real Estate Valuations

Nord Appraisal Services

Nord Appraisal Services

CMJ Appraisals, Inc. dba Associated Appraisals

CMJ Appraisals, Inc. dba Associated Appraisals

The Long Creek, IL homeowners’ guide to property appraisals

How Long Is an Appraisal Good For?

Appraised vs. Market Value: What’s the Difference?

How Long Does an Appraisal Take?

The Ultimate Home Appraisal Checklist

How to Prepare for a Home Appraisal: 6 Essential Tips

What Is a Land Appraisal and How Does It Work?

Get our Angi-powered app

Get matched with top property appraisers in Long Creek, IL

Enter your ZIP and get matched with up to 5 pros

Need a pro for your property appraisal project in Long Creek, IL?

Appraisal Real Estate Service

Land Surveying

Complete Home Inspection

Verified Reviews for Property Appraisal pros in Long Creek, IL

Find Property appraisers in Long Creek

Book Value Appraisals

Book Value Appraisals

Akrivis Real Estate Valuations

Akrivis Real Estate Valuations

Nord Appraisal Services

Nord Appraisal Services

CMJ Appraisals, Inc. dba Associated Appraisals

CMJ Appraisals, Inc. dba Associated Appraisals

The Long Creek, IL homeowners’ guide to property appraisals

How Long Is an Appraisal Good For?

Appraised vs. Market Value: What’s the Difference?

How Long Does an Appraisal Take?

The Ultimate Home Appraisal Checklist

How to Prepare for a Home Appraisal: 6 Essential Tips

What Is a Land Appraisal and How Does It Work?

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