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Top-Rated Home builders in Effingham - Updated Nov 2026

Avatar for 1600 Contracting LLC
1600 Contracting LLC
5.0(
23
)
Shelter or Outbuilding - Build

Serving Effingham, IL and surrounding areas

Approved

Super Service Award Winner

In business since 2024

Free estimates

Offers commercial services

"He did a very professional tear out and replacement of our exterior kitchen door. He explained the project well and did a comprehensive discussion of our replacement options. We opted to go with one of the top line weather resistant exterior doors. We feel we now have a lifetime door replacement that looks terrific. Ervin left the job site clean and picked up as if he’d never been there. I would strongly recommend him for your next home improvement project."
Response time2 days
Response rate97%
5 neighbors recently requested a quote
Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Effingham, IL and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"My microwave failed and, after a very rapid response and a complete evaluation by a technician, Choice Home Warranty decided it was better to replace it. I got a Lowe's debit card for a significant amount and acquired a brand new Microwave to replace our old one. I am very happy with the response and action of Choice Home warranty on my account with them."
Recommended by81%of homeowners
Agape Construction & Improvement
4.0(
60
)
Shelter or Outbuilding - Build

Serving Effingham, IL and surrounding areas

In business since 2009

Free estimates

Emergency services offered

"

Brady is the best you'll ever find for home remodeling projects.
Showed up on time. Took the time to make ever job right.
Projects were worked on over a number of months, one at a time.


The best and most honest tradesmen I've ever found.
We moved to Texas in January of 2014.  We whish Brady could have come with us.
I've found some good (and bad) people to work on the Texas home.  But no one who comes close to the quality of work done by Brady Brower.
"
Additional Photos
Additional Photos
Additional Photos
the home owners are very happy!
all done!!

+1

Recommended by90%of homeowners
Avatar for American Custom Homes
American Custom Homes
5.0(
3
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Effingham, IL and surrounding areas

In business since 2000

Emergency services offered

Credit card accepted

"I would like to start off with precise, warm welcome and highly responsible of what they are doing. They really know what they are doing and from start from start to end it has been a great project with new experiences and great craftsmanship. Thanks again guys and i hope to have more work for you soon...
"
Stone Travertine
12x6 Travertine hand cut
Complete Steamer
Recommended by100%of homeowners
Avatar for Sentri Homes
Sentri Homes
2.7(
59
)
Find a Custom Home Builder

Serving Effingham, IL and surrounding areas

In business since 2023

Free estimates

Emergency services offered

"The contracted the work off to a third party. Jon took longer than expected. The windows was installed pretty good from the looks. Communication could have been better with knowing the job will take longer and what types of trims I wanted for the windows. As the contractor that was hired for this job by this company. Did a good job with putting up decent trim. As for the new windows they look great. I purchased the myself and hired sentri homes to install them. I will need to have a my siding on my house redone to be closer to the new windows so the gaps are not so obvious. That was not expected at first. But from old storm windows and not knowing how they were put in originally. There was some unknown things that was learned from the job being completed. I will have the siding of the house slightly done to match really good for what I wanted later on. My only concern is better communication with sentri homes. Overall they were great when I did talk to them."
11 neighbors recently requested a quote
Ace Painting & Handyman
3.2(
14
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Effingham, IL and surrounding areas

Free estimates

Emergency services offered

"My husband and I just recently purchased a home. When we ran into problems with our plumbing and our garage door broke we knew we needed professional help. I am so glad I called Roman at Ace. He was very fast and valued our business no matter how big or small the job was. I know I will use Ace in the future!"
Ace Painting & Handyman
Ace Painting & Handyman
Recommended by70%of homeowners
Beitz construction Inc.
5.0(
2
)
Shelter or Outbuilding - Build

Serving Effingham, IL and surrounding areas

In business since 2005

Free estimates

Emergency services offered

Beitz Construction, Inc., proudly offers top quality home improvement, building and renovation projects. We have the experience and expertise to ensure that your job is completed to the highest standards. We strive to exceed every customer's expectation with our craftsmanship and customer service.

Metal Roof
cathadral porch
boat house
roof new
home

+3

Recommended by100%of homeowners
Showing 1-10 of 18
Home Building FAQs, answered by experts

The most significant expense when building a barndominium is constructing the metal shell, which includes the roof, doors, and windows. Additional exterior components impacting the overall cost include metal siding and the concrete foundation.

Yes, professionals offer mantel and surround customization for aesthetic appeal.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The average cost to build a modular home is around $270,000, and most modular homes total between $180,000 and $360,000. Of course, this price varies significantly by location, and the price tends to follow the cost of living in the area. There are quite a few other factors at play that can affect your pricing, including the following:

  • Number of bedrooms and bathrooms

  • Site preparation, including land clearing and leveling

  • Type of foundation

  • Utility connections

  • Cost of building permits

While some highly experienced homeowners can frame a house independently, it is not advisable. You will need ample carpentry experience, a team of helpers, and professionals to sign off on your work to meet local building codes. For the safest outcome, we recommend buying or building a house with the guidance of professionals.

The Effingham, IL homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.