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Yes, you can install siding over stucco, but it's crucial to ensure the stucco is in good condition first. Before proceeding, inspect the stucco for any signs of damage, leaks, or mold growth. If you discover water damage, mold, or have ongoing leak issues, it's recommended to remove the stucco completely. This step prevents future problems like mold and pest infestations and allows a professional to repair or replace any damaged sheathing underneath. If the stucco is sound, the installation process involves attaching furring strips to the wall's framing directly through the stucco. The new siding is then installed onto these furring strips. A professional may also need to adjust window and door openings to prevent them from being recessed behind the new siding, which can cause aesthetic issues and create potential leak points.

While bleach can be effective in killing mold, it may not fully remove mold stains from siding. Additionally, bleach can be harsh and may damage certain types of siding. It's recommended to use specialized mold cleaners or natural alternatives that are safe for your specific siding material as a part of your regular siding maintenance. 

Generally speaking, the thicker the siding, the higher the quality. Thicker siding provides a stronger resistance against extreme weather conditions. Thicker siding also tends to fade more slowly under the sun. Hardie boards, a popular fiber cement siding option, is usually 5/16 inches thick. Meanwhile, masonry-finished cement siding varies from 5/8 to 5/8 inches thick.

Insulated vinyl siding is very durable and can last for 20 to 40 years. The extra support that the insulation provides helps to make the vinyl siding less susceptible to damages from weather and other minor wear and tear. Vinyl siding on its own may  be less durable than other types of siding like fiber cement, but when coupled with insulation it is stronger than usual.