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  • Average homeowner rating star icon4.4
    Average homeowner rating
  • Verified reviews icon13
    Verified custom home building reviews

Top-Rated Custom home builders in Troy - Updated Nov 2026

Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Troy, ID and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Loay Jabbar provided the information I needed quickly and clearly. I immediately signed up for full coverages for our two homes because of the discounts offered and because of the quality of service that Loay is saying and promising Choice Home Warranty provides to its customers. I have bad experiences with other home warranty companies so I am hoping I found the best company that would deliver the best service."
Recommended by81%of homeowners
Avatar for Thomas Contracting Services, LLC
Thomas Contracting Services, LLC
4.8(
13
)
Find a Custom Home Builder

Serving Troy, ID and surrounding areas

In business since 2017

Free estimates

Emergency services offered

"Excellent job. The contractor helped me design the barn for my unique purposes, and then delivered quality work on time. He also helped me acquire an electrician which also did excellent work, and coordinated with him on timing. This was no simple task because most electrical contractors are backed way up,"
Custom Home Build
Custom Shop
Custom Home Build
Custom Shop
Additional Photos

+13

Recommended by91%of homeowners
Avatar for North Pine Building LLC
North Pine Building LLC
5.0(
5
)
Find a Custom Home Builder

Serving Troy, ID and surrounding areas

In business since 2022

Credit card accepted

Offers commercial services

We invite you to experience a tradition of customer satisfaction that will exceed your greatest expectations. Our professionalism and quality workmanship will accurately reflect your taste and lifestyle. From conception to completion, we work with you until the job is done. We are ethical, honest, and easy to communicate with.\n\n Call us today and you'll be pleased you did. Thank you \n

Response time2 days
Avatar for Snowden Construction LLC
Snowden Construction LLC
4.3(
6
)
Find a Custom Home Builder

Serving Troy, ID and surrounding areas

In business since 2013

Free estimates

Emergency services offered

"Snowden construction LLC did exactly what they said they would do ! Loved there quality work and dedication ! Even though my architect screwed up on some measurements, snowden construction had no problem fixing and adjusting things to make it work ! What most impressed me was one contractor that handled all of my needs !!! I didn't have to hire a bunch of different companies because snowden construction did it all ! I would definitely use them again on anyone of my projects they are very honest and very understanding and lenient ! I am a developer and I used snowden construction on commercial and residential jobs ! Nothing to big for them they do a good job!"
Recommended by100%of homeowners
Avatar for ABBA Concrete LLC
ABBA Concrete LLC
4.8(
6
)
Find a Custom Home Builder

Serving Troy, ID and surrounding areas

In business since 2016

Free estimates

Emergency services offered

"The initial consultation was very pleasant. We agreed to take our shared fence down so they could access the area needing work. They would be entering from our neighbors yard. They called my husband and told them they would be starting on Oct. 9. My husband waited all day for them to arrive, no call, text , or email explaining their absence. They arrived the next day. Workers got all but concrete poured. My husband noticed they did not pull the stump out as agreed right next to where they were pouring. He contacted the leader and told him he under no circumstances did not want concrete poured until the stump was removed to avoid future damage to our new foundation. The worker said they would remove it. I got home the next day and noticed they concrete was done and the stump was still there. I also noticed they had broken some of my curbing and did not fix it. My neighbors yard was littered with leftover gravel mix, concrete and trash. They came back to collect their tools and picked up some of their trash. My husband came home and looked over their work with the lead guy. I pointed out that I was upset they had broken curbing and did not bother fixing it. He said he could come back in a few weeks to fix it. (It has been 3 weeks and it is still not fixed.) We questioned the stump still being there after we were very clear about what we wanted. He said the "cut the root that went under our foundation. In summary, they did a great job with the concrete, but left a mess for us to clean up. They broke things said they would fix them but did not . They did not follow through with what my husband said in regards to not pouring until the stump was removed."
Response time1 day
Recommended by80%of homeowners
Avatar for Lamar General Contracting
Lamar General Contracting
5.0(
1
)
Find a Custom Home Builder

Serving Troy, ID and surrounding areas

In business since 2021

Free estimates

Emergency services offered

"Great service. Weldon was very friendly and knowledgeable. He go the job done quickly. I am very impressed with his work. I will definitely hire Lamar General Contracting again for future home improvement projects."
old sidding
formed footings
new metal sidding
finished footings
Recommended by100%of homeowners
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Custom Home Builders FAQs, answered by experts

Yes, a home builder or contractor should have the proper licensing and insurance. Licensing requirements vary by state and municipality, but most states mandate that a builder holds at least a general contractor’s license. For specialized work such as plumbing, electrical, roofing, or sewage systems, individual licenses may be required, in which case the builder may subcontract the work. You can use Angi’s state licensing tool to review your local guidelines and confirm a builder's credentials. As you browse professionals, you can also look for the “Angi Certified” badge. This indicates the business meets our certification standards, which include passing a criminal background check, holding applicable state and local licenses, and maintaining an average rating of 3.0 or better.

Yes, you can finance cottage construction through several options. Construction loans provide funds in stages as work progresses, while home equity loans or lines of credit are available if you have existing property. Some lenders offer a combined construction and permanent mortgage. Always review loan terms and payment milestones before committing.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

A construction-to-permanent loan is the most common type of mortgage used to finance a house teardown and rebuild. These loans include financing for construction costs and convert to a long-term mortgage once construction is complete. Check the terms of the loan closely before beginning work—there are often restrictions requiring you to use licensed contractors for all work.

A custom home is one that you design from the ground up, allowing you to customize everything from the square footage to the interior layout to all of the materials used. A spec home is one that a builder has designed and gotten approvals for. Spec homes may give you some limited options for the layout and materials, but most of the build is pre-set. Custom homes cost more and take longer to build.

The Troy, ID homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.