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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Whether dryer sheets can keep squirrels away is a bit of a mystery because the evidence is entirely anecdotal. Many households claim to have success with using dryer sheets for keeping squirrels away by placing them throughout their attics, yards, on a clothesline, and any other area where squirrels like to run through. Squirrels do not like strong scents, so if you try using dryer sheets, the ones with the strongest scent may be the most effective.

Rats have a strong sense of smell and do not like the smell of bleach. However, pouring bleach in drains or toilets is not a good idea because it can cause dangerous chemical reactions and even damage your pipes. It’s best to have a professional plumber install a rat-blocker or non-return valve instead to keep critters from crawling up the toilet.

Many policyholders wonder if home warranties will cover pest control services. Unfortunately, for most basic plans, they don’t. However, some companies offer premium plans and add-ons that can cover pest control, but even these will often come with limitations. It's crucial to review the specific details of your home warranty policy to determine if pest control is covered and to understand any limitations, such as maximum payout amounts or specific pest exclusions.