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Moles live underground and feed on insects. They dig and move through tunnels, usually in meadows or forests but sometimes in lawns and gardens. They are about 6 inches long with large claws, tiny eyes, and hidden ears. 

Shrews do not dig their own tunnels but will use other animals’ tunnels, and are about 3 to 4 inches long. They look similar to mice and feed on insects.

Voles are similar in size to moles but have large eyes and small but visible ears. Rather than eating insects, voles are herbivores that prefer seeds, grasses, and plant roots.

Roaches won’t sting your pets and don’t have venom like spiders do , but they present other dangers. Cockroaches are notorious carriers of diseases like salmonella and parasites like tapeworms. Because they’re so dirty, their bites (otherwise harmless) can also get infected. You don’t want your pets chasing and trying to eat cockroaches, or sleeping near a roach infestation. 

The signs of a bed bug infestation include itchy, red bite marks on the skin and various forms of physical evidence on or near your bed. Look for reddish or rust-colored stains on sheets from crushed bed bugs, as well as small, dark fecal droppings. You might also find the bugs themselves, their tiny eggs, or the pale, molted skins (casings) they leave behind. In some cases, a persistent musty odor may be present. If you notice any of these signs, calling a professional exterminator is the most effective way to handle the infestation.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.