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Arborists questions, answered by experts

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

Yes, tree roots can regenerate after they’re pruned or cut. In fact, trimming can stimulate new growth, especially in healthy trees. The tree’s roots can still grow back even after a tree is cut down, (and learning how to get rid of regrowing tree roots is a separate feat). Still, if you don’t wish to harm a tree, pruning the roots should be done with extreme care, and ideally by a professional.

Peach trees don’t tend to live as long as other types of trees and crops. They tend to last only about 12 years, and you shouldn’t expect to see a full peach harvest each of those years, either. Young peach trees need a few years to get established before they produce fruit, but you should have plenty of peaches for your pies and cobblers during their mature years, around years four through eight.

To maintain trees on a commercial property, perform regular pruning, monitor for diseases, and apply fertilization to promote healthy growth. It is also important to remove any hazardous branches to keep the trees healthy and prevent potential liability issues.

The average lifespan of an oak tree is 100 to 300 years, so long as it isn’t impacted by diseases like sudden oak death. Some species will last shorter or longer, depending on where you live.

The Rockwell, IA homeowners’ guide to arboricultural services

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