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The answer can vary widely based on a home's age and design. As with any type of remodeling project, assume that every structure is load-bearing until confirming otherwise with a structural engineer. Almost all modern homes have chimneys that are fully independent from the rest of the home's framing. As a result, they don't bear any load beyond their own weight. However, many historic homes built prior to the 1900s contain load-bearing chimneys that tie into the surrounding roof and floor joists. If possible, use a home's blueprints or look for chimney connections that indicate load-bearing qualities to get your answer.

Installing a fireplace insert can be complicated and expensive, particularly if modifications are necessary to accommodate it. The cost of purchasing an insert and necessary venting system can also be a significant investment. Fuel type may also be limited with gas or electric inserts, potentially reducing the cozy appeal of a traditional wood-burning fireplace. Maintenance and repair may require specialized services, especially when dealing with gas lines or electrical components. Some argue that fireplace inserts lack the authentic ambiance of an open, crackling fire, with glass doors potentially reducing the visual appeal of the flames.

In most homes, your chimney and HVAC are separate from each other. However, you can use your chimney to save on heating costs in the winter. Turn off your HVAC system and start a cozy fire, then watch the electric bills drop during the coldest months. Make sure your flue is closed when not in use so that you don’t end up pumping heat or cool air from your system outside.

Yes, you should cap unused chimneys to prevent damage caused by invasive critters, downdrafts, and moisture build-up. This method of capping a locked-off chimney will properly secure the structure and help maintain its integrity for years to come. Consult a chimney professional about the best type of chimney or flue cap to add to your chimney.