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Both insects can damage wood, but there are key differences between termites and carpenter ants that tell them apart. Carpenter ants tunnel through moist wood, leaving behind smooth tunnels and sawdust-like piles, as they don't eat the wood but rather carve it for nesting. In contrast, termites actually consume wood, creating irregular galleries filled with mud and dirt, and leaving behind mud tubes as their signature. In terms of appearance, carpenter ants have segmented bodies with heart-shaped heads and larger front wings, while termites have more oval bodies with straight antennae and equal-sized wings.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Earwigs may look scary with their pincers, but they don’t pose a serious threat to humans or pets. They are not poisonous, do not sting, and rarely bite or pinch unless handled. While they are not known to transmit diseases, their presence can signal underlying moisture problems in your home, such as mold, water damage, or rotting wood. A large infestation can become a nuisance, and certain species may emit an unpleasant odor. Therefore, while earwigs themselves aren’t dangerous, a large number of them may indicate bigger issues that should be addressed by a pest control professional.

Bed bugs typically live between 10 months to one year, but they lay enough eggs that an infestation can continue to multiply and worsen without professional intervention. These pests can survive up to one year without eating, so you can’t expect a bed bug infestation to resolve without proper treatment.