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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

As you know, mice adore peanut butter, but who doesn’t? Beyond that sandwich staple, rodents are drawn to berries, grains, seeds, meat, and, yes, even cheese. They also eat pet food in a pinch and feast on plant materials, leftovers, and anything in the trash. In other words, mice aren’t picky.

The cost to hire an exterminator or pest control service is $175 on average, with typical costs ranging from $100 to $500. However, you could spend more depending on several factors, including the type of pest, the size and severity of the infestation, and the number of visits required.

Service costs also vary by frequency:

• One-time service: $300–$550

• Initial visit with ongoing service: $150–$300

• Monthly visits: $40–$70

• Quarterly visits: $100–$300

• Annual visits: $300–$550

The type of pest significantly impacts the price. For example, exterminating spiders typically costs between $100 and $300, while a termite problem can range from $230 to $2,500 or more, depending on the extent of the damage. Routine pest control services can help prevent future infestations and costly damage to your home.

While it may seem counterintuitive, it is best to continue sleeping in your bed even if you have a bed bug infestation. If you move to another room, the bed bugs may follow you, which can spread the infestation to other parts of your home. To minimize bites while you sleep, wear protective clothing that covers as much of your body as possible, such as long-sleeved shirts, long pants, and socks. In the meantime, you should also isolate any potentially infested belongings and take steps to kill the bed bugs on your mattress as quickly as possible while waiting for professional treatment.