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A fireplace hearth is a fireproof flooring material that extends out from the base of the fireplace and into the room. Hearths can be made of brick, ceramic, marble, limestone, and more. A hearth serves the purpose of decreasing the fire risk in the area directly around the fireplace. If flying embers hit carpet or wood, they’ll spark and create a fire. But if they hit something like tile or granite, they’ll simply go out.

When it comes to noise levels, outdoor wood furnaces typically fall within a manageable range that's comparable to other standard heating systems. The noise generated by an outdoor wood furnace is primarily attributed to the operation of the fan and blower components responsible for circulating heated air throughout your home.

These fans and blowers are designed to minimize sound while effectively distributing warmth. While you might notice a subtle hum or airflow noise when they're in operation, it's generally not intrusive or disruptive to your daily activities.

Although they provide heat, light, and atmosphere, pellet stoves require electricity to run certain parts, which some homeowners may find to be an unfortunate additional expense. They can also produce noises that some may find annoying, like a low rumble from the blower fan or its motor.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.