Get matched with top fireplace pros in Corydon, IA

To ensure your wood stove heats the whole house, measure the square footage of your home and choose a wood stove designed to heat that amount of space. More efficient wood stoves, such as those made of soapstone or those with catalytic combustors, can more easily heat larger spaces for less money.

You can close up a chimney instead of demolishing it. Homeowners often go this route because the cost of removing a chimney, especially a structurally important chimney, can be expensive.

Properly closing up a chimney involves closing and sealing the damper, installing a chimney cap damper, and sealing the fireplace opening with a door or bricks. The cost to seal and cap a chimney is around $500 to $650—significantly less than the average chimney removal cost.

You shouldn’t remove a fireplace yourself. Before beginning this job, you’d need to know whether or not you have a load-bearing fireplace. To do that, you’d need help from a structural engineer. Plus, fireplace removals require permits and often involve working with gas lines or electricity, which can be dangerous. For all of these reasons, it’s best to hire a pro for this project.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.