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While an air conditioner can temporarily run with a dirty filter, it is not recommended as it will not work efficiently. A dirty filter forces the system to work harder to circulate cool air, leading to reduced airflow, increased wear and tear, and higher energy bills. This added strain can cause the air conditioner to overheat or fail prematurely. Furthermore, a clogged filter may allow dust and dirt to accumulate in your ductwork, negatively impacting air quality. It is more cost-effective to clean or replace filters regularly than to pay higher utility bills and risk needing to replace the entire AC unit.

The cost to add Freon to an AC ranges from $100 to $350. It can increase up to $600 for large AC units requiring much more coolant. The cost also depends on how much refrigerant your unit needs. If only a small amount of Freon leaked out, your cost would be on the lower side. A complete replacement of all the required refrigerant can get expensive.

A new HVAC system can increase your home's value by about 5% to 7%, which can translate to an added value of $2,500 to $3,000. The return on investment (ROI) can be around 30%, especially if you upgrade the entire system, including ductwork and insulation. Adding modern features like a smart thermostat can further increase your home’s value by making the heating and cooling systems more efficient and convenient. However, since a new unit can cost $10,000 or more to install, it's important to weigh the upfront cost against the potential increase in home value. For a specific assessment, it's best to consult a local AC installer.

Replacing both an AC and a furnace takes a full day on average, ranging from eight to 12 hours. The process involves removing the old units, installing the new ones, and ensuring all connections are properly made. If both systems are being replaced simultaneously, it can take longer than installing a furnace alone, so plan accordingly.