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Whether or not your homeowners insurance covers EIFS stucco siding depends on the insurance company and the specifics of the policy. Some insurance companies will not cover EIFS due to its susceptibility to moisture damage, and some companies will only cover EIFS manufactured and installed after a certain date, since newer systems mitigate potential damage concerns better than older ones.

If you’re wondering how to make wood siding last longer, including Composite T1-11, inspect it annually or quarterly to spot and repair cracks, holes, or chipped areas. You’ll also want to re-stain the wood every 3 to 5  years or repaint every 7 to 10 years for protection (note that repainting requires stripping and sanding off old paint as well). Lastly, keep up with regular cleanings using a garden hose or low-pressure power washer to help prevent grime and discoloration.

Different types of siding provide unique aesthetic and structural features, with each material commanding its own cost. Availability of materials and shipping costs also factors largely into the cost. The common types of siding materials include:

• Stucco: $7–$9 per square foot

• Wood: $1–$15 per square foot

• Engineered wood: $1–$6 per square foot

• Aluminum: $3–$6 per square foot

• Fiber cement: $5–$14 per square foot

• Brick: $10–$20 per square foot

• Brick veneer: $3–$10 per square foot

• Stone: $7–$30 per square foot

• Stone veneer: $5–$11 per square foot

While you can perform minor siding repairs or even install it yourself over small areas, it is generally best to hire a professional siding company. Siding installation is a time-consuming and complicated process that requires specialized tools and experience. Most homeowners lack the skills to ensure proper alignment, weatherproofing, longevity, and durability, especially for more complex jobs like vertical siding. The money saved on a DIY project may not be worth the time and potential risks of improper installation.