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Homeowners insurance may cover the cost to tarp a roof if the type of damage falls within your coverage. For example, roof damage caused by a natural disaster may fall within your plan, and the cost of a temporary tarp may be incorporated. In general, however, simply tarping your roof for renovations will often not fall under insurance coverage.

The terms “roof shingles” and “roof tiles” are sometimes used interchangeably, but the term “shingles” most often refers to asphalt, rubber, metal, or slate shingles, and the term “tiles” normally means they’re made from clay or concrete. In all cases, shingles are small, rectangular components that a roofer layers in an overlapping pattern to protect the structure underneath from the elements.

Sticky shoes help, but you shouldn't be walking on the steel roof— let the pros do that. it's dangerous enough to walk on asphalt shingled roofs which have quite a bit of texture. Stone coating adds a lot of grip, but it still doesn't lock your foot down, so if you absolutely have to be on the roof, make sure you’re secured in another way, like with the harness and rope.

Generally, hailstones that are one inch in diameter or larger can cause significant damage to a roof. However, smaller hail can also cause damage, particularly when accompanied by strong winds, if it strikes an aging or poorly maintained roof, or if hailstorms are frequent in your area. Hail that is ¼ inch (pea-sized) or smaller poses a minimal risk of immediate, permanent damage, but cumulative impacts can cause deterioration over time. The extent of the damage also depends on the roofing material; hail-resistant tiles like slate or certain types of asphalt shingles can withstand impacts better than other materials. If you are concerned about potential damage after a storm, it is always a good idea to have a professional roofer conduct an inspection.