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Hurricane Shutters questions, answered by experts

In many cases, hurricane shutters lower the cost of homeowners insurance. If your storm panels are code-compliant with your state or county (or insurance policy), they may lower your annual premium, even in storm-prone areas. Check with your homeowners insurance company to understand the compliance requirements. Even if your insurer doesn’t lower your premiums, hurricane shutters could save you from costly repairs after a storm. 

During hurricanes or other major storms, high winds can cause objects and debris to fly through the air, which can break your windows. Depending on how strong the storm is, the winds themselves may be strong enough to break your windows, too. Investing in storm windows or hurricane shutters can help protect you against potential window breakage.

The type of hurricane shutters you install will play a large role in the overall cost of the project. Some of the most common types of hurricane shutters include:

  • Accordion hurricane shutters: $15–$30 per square foot plus labor

  • Roll-down hurricane shutters: $25–$60 per square foot plus labor

  • Bahama shutters: $25–$35 per square foot plus labor

  • Colonial shutters: $25–$35 per square foot plus labor

  • Plywood: $2–$6 per square foot plus labor

  • Storm panels: $10–$20 per square foot plus labor

  • Fabric storm shutters: $5–$15 per square foot plus labor

Hurricane shutters cost about $3,700 on average, ranging from $1,500 to 5,900, depending on the style, size, materials, and your location. Materials may include metal, plastic, fabric, or wood.

Additional cost factors to consider include the number of windows, the time of year you install, and necessary permits. Keep in mind that if you purchase and install hurricane shutters during hurricane season, namely June through November in most states, you can expect to pay more due to increased demand.

If a window breaks during a hurricane, the first thing to do is get away from it, shut the door to the room, and move to a different part of your home. Ideally, you should wait out the storm in a room that doesn’t have any windows. Afterward, safely throw out the broken glass while wearing gloves and call a window replacement professional to discuss your options.

The Lahaina, HI homeowners’ guide to hurricane shutter services

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