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The curing time for stucco typically takes several weeks to fully complete. During the curing process, the stucco undergoes a chemical reaction and gradually hardens. It's important to note that curing is different from drying. While the surface of the stucco may dry relatively quickly within a few hours or days, the curing process continues beneath the surface, strengthening and solidifying the stucco. 

It's best to avoid excessive moisture exposure during the curing period, as it can impede the curing process. The exact curing time can vary based on factors such as temperature, humidity, and the specific stucco mixture used.

The best adhesive that works on stucco is usually a product specified for use on stucco or concrete surfaces. The adhesive will need to be strong to grip the stucco, but should also wipe away clean when used in a temporary application. You can also consider using super glue or hot glue on stucco.

You should aim to let stucco dry for at least 48 hours before it rains. While misting new stucco and keeping it moderately moist is important for strength and longevity, uncontrolled exposure to rain can lead to weak stucco that doesn’t bond properly. Rain can also affect the stucco finish and the color unevenly, leaving you with less appealing siding.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.