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While it’s less common than on other kinds of roofs, yes, ice dams can form on metal roofs. Metal roofs, particularly those with snow guards installed, can still accumulate ice at the roof edge, although ice dams on metal roofs are less likely to cause roof or interior damage than on traditional asphalt shingle roofs.

Whether salt melts ice overnight will depend on how low the temperature drops. If temperatures stay around 30 degrees Fahrenheit, you can count on salt melting ice overnight. Otherwise, the lower temperatures get, the less effective the salt is in melting ice, and the more likely you’ll wake up with a slippery driveway the next day. 

You should check with your insurance provider, but generally, ice dam removal is not covered by insurance, as it’s considered a preventable issue. However, damage from ice dams may be covered by your policy, including roof collapses. In the case of leaks, your belongings may or may not be covered. If you can’t find specific information on ice dam removal in your policy, give the insurance company a call and find out.

Yes, some homeowners insurance policies cover roof damage caused by snow. However, these full or partial payouts can vary depending on the age of your roof and other related factors, like the overall condition it was in before the snowfall. It’s best to check with your specific homeowners insurance policy to determine snow damage coverage and exclusions.