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Best custom home builders near Waldo, FL

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Top-Rated Custom home builders in Waldo - Updated Nov 2026

Avatar for Golden temple Builders Inc
Golden temple Builders Inc
4.6(
9
)
Find a Custom Home Builder

Serving Waldo, FL and surrounding areas

In business since 2003

Free estimates

Warranties offered

"Very Happy with choosing Golden Temple Builders for my construction needs. Nick the owner was very professional and clearly explained the stages of the project and was able to work with the pricing points that I could commit to. His team went above and beyond my expectations, and job was completed even well before promised. Would Highly Recommend!!!! 10/10"
3rd story attic turned into gym.
Addition
Staircases
Kitchens
Building new homes

+112

Response time5 days
Response rate100%
Recommended by88%of homeowners
CCS Building Contractors Inc.
5.0(
8
)
Find a Custom Home Builder

Serving Waldo, FL and surrounding areas

In business since 1980

Free estimates

Credit card accepted

".
The final remodel is absolutely gorgeous!  I am an artist, so designed almost all the elements that went into the project. The builder was willing to listen to all of my design ideas, and contributed ideas of his own to enhance the project, or to solve mechanical necessities. He was very patient and allowed me to hand select each floor and wall tile, and its placement, so that  my vision of the finished room was fulfilled.
  Every aspect of the job received the full attention of the builder and his assistant. Every step of the remodel was given the same
quality of workmanship to ensure that the overall project was perfect. I never felt that any job, big or small was rushed just to get on with the job and finish. I always felt that I had the exclusive services of the builders to customize my remodel exactly the way I wanted it.
  The craftsmanship of the tile placement and the finishing details is exceptional. I have had compliments on the quality of it from other professional painters and my brother, who is a contractor who lives out of town. The years of professional experience are evident in the beautiful, clean and accurate installation of each fixture, cabinet, and tile.
 The builder was very conscientious about getting my approval of the work at each step, to make sure I was satisfied. I was also kept up to date every day about what work was completed, and what part of the project would occur next. I made the selection of all the tiles, cabinets, paint color, tub, and fixtures. Most of these the builder then purchased and transported to the job site. I also ordered some things to add, The builder Kevin was very accommodating to working closely with my input to the project. I feel that he would be good at guiding a homeowner who needed more help with the design phase of their project. I know I am the exception with being able to design so much of my remodel.
  The builders were willing to divert their efforts to other home repairs I requested while on the remodel project.
 Kevin and his assistant completed almost all of the work themselves. The shower glass installation, stone counter tops, and painting were handled by other professionals that CCS building trusts and has used in the past. Their work and installation was supervised by Kevin or his assistant for quality assurance.
   CCS Builders was recommended to me by two of my neighbors who had extensive home remodels completed by Kevin and his assistant..  I did not shop around for anyone else. The quality and trustworthiness of my contractor means much more to me than saving a few dollars.  This remodel is one I will enjoy for years to come.  The beauty and quality of workmanship has greatly added to the value of our home. I would highly recommend CCS Builders to anyone  who is looking for personal attention and excellent craftsmanship to their finished remodel.


"
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Recommended by100%of homeowners
GPS Home Service Specialists
5.0(
10
)
Find a Custom Home Builder

Serving Waldo, FL and surrounding areas

Free estimates

Emergency services offered

Credit card accepted

"GPS was timely and did an excellent job. These guys are not the regular b******* artist that are prevalent in Florida. They came in and told me what they could do and how much it would cost. The job was done ahead of schedule and the workmanship was impeccable. As an added bonus, both acted in a professional manner and where polite. When I could not be there I felt comfortable leaving them with my wife. If you need quality renovations done in your home, and at great rate, you would be hard pressed to do better than Jason and Gary."
Remodeling - Kitchen & Bathroom Project
Remodeling - Kitchen & Bathroom Project
Remodeling - Kitchen & Bathroom Project
Additional Photos
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+16

Recommended by100%of homeowners
Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Waldo, FL and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Loay Jabbar provided the information I needed quickly and clearly. I immediately signed up for full coverages for our two homes because of the discounts offered and because of the quality of service that Loay is saying and promising Choice Home Warranty provides to its customers. I have bad experiences with other home warranty companies so I am hoping I found the best company that would deliver the best service."
Recommended by81%of homeowners
Avatar for SCCI, Inc.
SCCI, Inc.
5.0(
7
)
Find a Custom Home Builder

Serving Waldo, FL and surrounding areas

In business since 1983

Free estimates

"Extremely dedicated attention to detail! No stone left unturned! Accommodating and an amazing asset for my Wife and I durning our Custom Build!"
Cm Front
CM Front 2
CM Front
CM Kitchen
CM Living Room

+20

Response time30 mins
Response rate100%
Recommended by100%of homeowners
Avatar for Tanner Construction Group LLC
Tanner Construction Group LLC
3.9(
8
)
Find a Custom Home Builder

Serving Waldo, FL and surrounding areas

In business since 2017

Free estimates

"The Tanner Construction Group did a redo of my screen room. They tore down my leaking, stained screen room and designed the redo with attention to my preferences. Working with the team, from Shawn, who came for the estimate, to the crews, who did the work, to Ted and his helper, Matt, they were all a pleasure to work with. Shawn listened to how I pictured the end product, John, the framing crew leader, took pride in his work and was attentive to detail. The positive corporate culture was evident in the way the crew worked together. They all appeared to enjoy working together and were respectful of each other and with me. When a problem with roof leaks showed up after it rained, they were prompt about doing additional sealing. Ted coordinated with Derrick, from Hickman Roofing, to resolve the leak problem. I enjoy the design and using my new screen room. If you are looking for a creative, reliable, and reasonably priced construction group, I highly recommend the Tanner Construction Group"
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+36

Recommended by85%of homeowners
Avatar for Valenchi Construction, LLC.
Valenchi Construction, LLC.
3.5(
14
)
Find a Custom Home Builder

Serving Waldo, FL and surrounding areas

In business since 2006

Free estimates

Emergency services offered

"Valenchi Construction are the best. We hired them when my mother had water damage in her home due a broken water pipe. Their work is outstanding, as they pay attention to every detail, and their customer service is the best. They answered all of our questions and made sure my 94 year old mother was totally safe during the entire repair process, and even assisted us with the insurance company to pay for a hotel when the flooring had to be removed and new flooring put in."
Kitchens & Bathrooms
Kitchens & Bathrooms
Kitchens & Bathrooms
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Additional Photos

+42

Recommended by81%of homeowners
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Custom Home Builders FAQs, answered by experts

Whether it’s more affordable to gut a house than build a new one depends on the markets where you'd be buying and selling. However, it’s usually less expensive to renovate a home than to build new construction. 

Most homeowners pay between $100,000 and $200,000 for demolition and remodeling costs, whereas the average cost to build a new home is between $139,000 and $531,300.

Yes, you can finance cottage construction through several options. Construction loans provide funds in stages as work progresses, while home equity loans or lines of credit are available if you have existing property. Some lenders offer a combined construction and permanent mortgage. Always review loan terms and payment milestones before committing.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The average build timeline for a home is between six and 12 months, with timelines pushing toward the upper end of that range if you’re creating a custom design or need a lot of land preparation before getting started. Hiring a general contractor or a custom homebuilder will help speed up the process, as you’ll see fewer delays between different parts of the build process getting done.

One of the best ways to negotiate with a homebuilder is to forgo price reductions. Instead, negotiate over upgrades and incentives, as many builders are more willing to go down that road than to decrease their own fee. Even if they were willing to take a cut, a reputable homebuilder often knows their worth, so a willingness to negotiate could be a red flag. Beyond that, builders are typically willing to negotiate closing costs instead of offering a discount on the base price.

The Waldo, FL homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.