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TRUSTED BY LARGO, FL HOMEOWNERS

  • Average homeowner rating star icon4.5
    Average homeowner rating
  • Verified reviews icon67
    Verified custom home building reviews

Find Custom home builders in Largo

Avatar for Acosta's Construction & Remodeling
Acosta's Construction & Remodeling
5.0(
7
)
Find a Custom Home Builder

Serving Largo, FL and surrounding areas

Approved

In business since 2018

Free estimates

Warranties offered

"Adrian and his brothers did a marvelous job on my attached carport. They are very professional and kind. My project was done in a time manner and turned out better than I expected. I've hired his company for a second project!"
Garage and Shed Building Project
Drywall Project, Fire place and backsplash install
Garage and Shed Building Project
Garage and Shed Building Project
Recommended by85%of homeowners
Avatar for Nikic Construction LLC
Nikic Construction LLC
5.0(
2
)
Find a Custom Home Builder

Serving Largo, FL and surrounding areas

Approved

In business since 2002

Free estimates

Credit card accepted

"They are professional, all the expectations were met, no complains, I would recommend the company to any one. Everything has been done in a timely manner. Good quality work."
Kitchen wall
Outdoor cabana
Two kitchen islands
Open floor concept
Glass wine wall

+21

Response time11 hrs
1 neighbors recently requested a quote
Recommended by100%of homeowners
CGS ENTERPRISES INC
3.7(
3
)
Find a Custom Home Builder

Serving Largo, FL and surrounding areas

Approved

In business since 1973

Free estimates

Warranties offered

"This project was a complete home rebuild after our home was destroyed by Hurricaine Helene. We couldn't be happier with our experience with CGS Enterprises! From start to finish, our contractor went above and beyond in every way. He was incredibly professional, organized, honest, and always available to answer questions or keep us updated. We never had to wonder what was happening—his communication throughout the project was exceptional. He assembled an outstanding team, kept everything running smoothly, and made what could have been a stressful process feel seamless. Thanks to his dedication and attention to every detail, we now have the home of our dreams. He was worth every penny, and we would recommend him without hesitation to anyone looking for a contractor who truly cares about his clients and delivers exceptional results."
3 neighbors recently requested a quote
Avatar for Rojas Custom Construction
Rojas Custom Construction
5.0(
13
)
Find a Custom Home Builder

Serving Largo, FL and surrounding areas

In business since 1985

Free estimates

Credit card accepted

"I’ve used Rojas Custom Construction on multiple occasions. The General Contractor Anthony Rojas is very hard-working and a pro at what he is doing. Very reliable too, which is such a rare quality for contractors in Florida. He doesn’t waste any time and gets straight to work. Very happy with his performance and price. I would highly recommend him for any home projects."
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+34

Recommended by100%of homeowners
Avatar for Castle Home Builders & Roofing, LLC
Castle Home Builders & Roofing, LLC
4.7(
13
)
Find a Custom Home Builder

Serving Largo, FL and surrounding areas

In business since 2006

Free estimates

Emergency services offered

"A major remodelling is such a large undertaking. Matt and his crew turned our home addition project into a total success. The communication and reliability were clear from the start. The skill, the talent, and the experience of this team were just so evident in all of the creative details and quality workmanship . Such a great job and worth every penny. Five stars!!!"
Additional Photos
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+8

Recommended by100%of homeowners
Avatar for CER Design Build
CER Design Build
4.8(
21
)
Find a Custom Home Builder

Serving Largo, FL and surrounding areas

In business since 2000

Free estimates

Emergency services offered

"We hired Cer Custom Renovations for a bathroom project. The communication and professionalism were outstanding, and everyone was a pleasure to work with throughout the project. The team did an excellent job, with great attention to detail and we are very happy with the results. We highly recommend Cer Custom Renovations!"
Custom cabinets
Chefs kitchen
Master bath
Theater
Additional Photos

+22

Recommended by95%of homeowners
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Custom Home Builders questions, answered by experts

Yes, you can finance cottage construction through several options. Construction loans provide funds in stages as work progresses, while home equity loans or lines of credit are available if you have existing property. Some lenders offer a combined construction and permanent mortgage. Always review loan terms and payment milestones before committing.

How long it takes to build a custom home or rebuild a home after a disaster varies depending on many factors, but averages between seven and 14 months. Smaller homes or homes that don’t need a re-poured foundation may take less time to build than larger homes or homes without an existing foundation. Material availability, contractor schedules, and permit and inspection timelines can all affect how long your house takes to build.

Ranch and colonial-style homes are often the most affordable to build. They have a common layout with available designs that are easy to adjust in simple ways without having to spend too much on a structural engineer or architect. Both types of homes' symmetry, simple roofs, and often one or two-story plans mean they often fall in the $150 to $200 square-foot range, putting them right around average.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

A custom home is one that you design from the ground up, allowing you to customize everything from the square footage to the interior layout to all of the materials used. A spec home is one that a builder has designed and gotten approvals for. Spec homes may give you some limited options for the layout and materials, but most of the build is pre-set. Custom homes cost more and take longer to build.

The Largo, FL homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.