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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

You shouldn’t swim in a pool with algae. When there’s algae, there’s also bacteria that’s feeding on the algae. Also, algae-infested pool water is often chemically imbalanced, which means germs like Cryptosporidium, Giardia, and E.coli could be present. These germs can cause a range of illnesses from gastrointestinal issues, to rashes, and respiratory problems.

The best thing to do is to get rid of the algae first, test and balance the water, and then you can enjoy swimming without any worries.

DIY is possible for minor repairs like patching liners. Professional services handle structural and mechanical issues.

No, stock tank pools do not get too hot, even when they are set up in a sunny location. Many stock pools are made with galvanized steel and are designed not to get too hot to touch. When your pool is full of water, it is less likely to get hot. The water might be warmer than it would be in an above-ground pool, but it will not be uncomfortable.

If you have kids and want to be extra cautious about the temperature of the stock tank, you may want to set up an umbrella for shade over the pool area.