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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

If your home was built before 1978, there’s a chance that any paint on your hardwood floors could be lead paint—especially if it was already there when you moved in. Because lead is toxic, hiring a licensed pro to remove it is mandatory. The average price for professional lead paint removal ranges from $1,500 to $5,300 and depends on the scope of the project.

Professional testing for lead paint costs about $300, ranging from about $250 to $700, depending on the square footage, accessibility, and location. However, testing for lead paint with a DIY home-testing kit costs about $25, but doesn’t guarantee accurate results. The U.S. Environmental Protection Agency (EPA) recommends using a lead test kit that complies with the Lead Renovation, Repair, and Painting (RRP) Rule, which has strict criteria for ensuring a more accurate reading.

Common home surfaces to test for lead include:

  • Walls

  • Windows

  • Doors

  • Molding and trim

  • Railings

Exterior paint contains a higher level of VOCs, which can be dangerous if you’re exposed to it for a long period of time. The good news is that paint’s toxicity reduces significantly once fully dried and cured. Do not keep open exterior paint cans in your home, basement, or garage, exposing your household to harmful chemicals over time.

Iron sediments from rusty pipes are not likely to cause health problems. While a glass of yellow-hued water is off-putting, it is generally safe to drink yellow water in the short term. But you certainly want to address this problem. In the meantime, switching to bottled water until the yellow water issue is resolved is a good idea. 

The Trinidad, CO homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.