What are the pros and cons of buying a home warranty?

• <div><p>Many benefits come with buying a home warranty when selling your home, but there are drawbacks to consider, too. </p><p><b>Pros</b></p><ul><li><p>Peace of mind of home repair coverage</p></li><li><p>Incentive for buyers</p></li><li><p>Transferability to new owners</p></li><li><p>Prevent post-sale issues</p></li></ul><p><b>Cons</b></p><ul><li><p>Expensive cost</p></li><li><p>Exclusions of certain features or appliances</p></li><li><p>Coverage limits</p></li><li><p>Often difficult to understand</p></li><li><p>Potential wait for claim service </p></li></ul><p></p></div>

Do home warranties come with any hidden costs?

• <div><p>Reputable home warranty companies don’t have hidden costs, but it is important to understand the structure of your agreement and home warranties in general before signing up for one. The most significant and predictable cost you’ll incur is the monthly price. In addition to that, you’ll have to pay the service fee—an average of <b>$85</b>—every time you need to call in a professional for a repair or replacement. The service fee is usually much less than the repair or replacement would otherwise cost, but it’s worth considering in your total.</p></div>

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Q: Does shingle warranty cover wind damage?

• <div><p>Most manufacturers&rsquo; warranties do not cover wind damage to roof shingles, but some companies include a wind warranty rider in their warranty offer. You can purchase this rider to protect yourself, your wallet, and your roof from any damage that might occur from wind. Be sure to read all the fine print and understand any limitations of the warranty.</p></div>

Q: What’s the difference between a home warranty and homeowners insurance?

• <div><p>It&rsquo;s easy to confuse <a href="https://www.angi.com/articles/insurance-vs-home-warranty-whats-difference.htm">home warranties with homeowners insurance</a>, but they aren&rsquo;t the same thing. The key difference is that warranties protect your appliances and systems, but insurance guards your house against disasters like fires and storms. Keep in mind that warranties may not cover repairs if the issue was caused by a DIY job gone wrong. </p></div>

Q: Do home warranties come with any hidden costs?

• <div><p>Reputable home warranty companies don&rsquo;t have hidden costs, but it is important to understand the structure of your agreement and home warranties in general before signing up for one. The most significant and predictable cost you&rsquo;ll incur is the monthly price. In addition to that, you&rsquo;ll have to pay the service fee&mdash;an average of <b>$85</b>&mdash;every time you need to call in a professional for a repair or replacement. The service fee is usually much less than the repair or replacement would otherwise cost, but it&rsquo;s worth considering in your total.</p></div>

Q: Do appliance warranties transfer to new owners?

• <div><p>In most cases, <a href="https://www.angi.com/articles/are-extended-warranties-appliances-worth-it.htm">appliance warranties</a> do not transfer to new owners. However, some exceptions apply. To check the status of your appliance warranty and whether you can transfer it when you move, review the terms and conditions of your warranties or consult your home warranty service. When purchasing a new appliance or one from a previous owner, be sure to pay attention to its warranty status, including the type of coverage and any exclusions.</p></div>

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Verified Reviews for Home Warranty pros in ,

*The Angi rating for Home Warranty companies in , is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

*The HomeAdvisor rating for Home Warranty companies in , is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

Last update on November 09, 2025

Reviewed in June 2022
Terrible company. They were sent to my home by the home warranty company and the Guy showed up to my home with a bad attitude. He was verbally aggressive. Was at my house less than 5 minutes before he started yelling at me and refusing to diagnose my leaks. Then submitted a fraudulent report to...
A Water Solution Inc
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Reviewed in July 2016
The company's representative was extremely rude on the phone. Wouldn't even schedule an appointment, told us to go through the home warranty company. I informed them that we already have an approval in hand from the home warranty company and were free to schedule with whomever. Their response?...
Paramount Heating & Air
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Reviewed in December 2015
He diagnosed the issue and was done in a hour. Billy was very professional and courteous. Note: most of the cost was covered by our home warranty.
Converse Electric
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Reviewed in July 2013
Purchased Condo with Home Warranty and could not get fan to work continuously. Called Swiss Air on Monday. On Tuesday, they checked out the unit, confirmed that thermostat was not working with Home Warranty company and replaced thermostat.
CJS Heating and Air Columbus
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Reviewed in August 2012
This plumber was sent to our home to inspect and eventually replace our sump pump at the request of ABC Warranty, which holds the warranty on our home. They arrived when they said they would, completed the work quickly and efficiently, and cleaned up after themselves. We also asked for a quote...
CPR Drain Cleaning
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Reviewed in November 2006
We purchased a home, in which the prior owner had a new garage floor with the Epoxy Floor System, installed less than 1 year ago. The floor is suppose to have a 2 year warranty. With parking of a standard American car on the floor for 2 months, it is pealing up under the tires. When called, they...
Technicare Carpet Cleaning
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Reviewed in October 2005
THE ONLY REASON WE USED HIM WAS BECAUSE OF THE HOME WARRANTY REQUIREMENT. THEY DIDN'T SUPPORT MY VALID ARGUMENT FROM THE HOME WARRANTY COMPANY. THEY DID NOT FULLY COMPLETE THE JOB. THEY LEFT THE SPIGOT UN-CAULKED, UN-NAILED, AND THEY NEVER RETURNED MY PHONE CALLS ASKING THEM TO COMPLETE THE...
SDC PLUMBING
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Reviewed in July 2005
HOME WARRANTY SERVICE WAS PROMPT AND HELPFUL BY PHONE. THE TECHNICIAN WAS EXCELLENT AND HELPED EDUCATE US, AS WELL AS PROVIDE THE NEEDED SERVICE.
Airfast Heating & Cooling
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Reviewed in May 2004
OUR HOME WARRANTY COMPANY CONTRACTED WITH CORRIGAN, SO WE HAD TO USE THEM A YEAR AGO FOR SOME PLUMBING PROBLEMS. THEY RESPONDED TO OUR CALL QUICKLY AND WERE COURTEOUS, BUT THEY WERE NOT ABLE TO FIX A FEW PROBLEMS (E.G. SINK DIVERTER, LEAKY FAUCET). WE LET THE PROBLEMS GO FOR A YEAR, AND TODAY...
Corrigan's Plumbing
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Reviewed in October 2002
THEY WERE $2000 CHEAPER FOR SAME UNIT WITH BETTER WARRANTY THAN THE COMPETITOR. A JOY TO HAVE IN MY HOME.
Metro Heating & Air Conditioning
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Home Warranties questions, answered by experts

Most manufacturers’ warranties do not cover wind damage to roof shingles, but some companies include a wind warranty rider in their warranty offer. You can purchase this rider to protect yourself, your wallet, and your roof from any damage that might occur from wind. Be sure to read all the fine print and understand any limitations of the warranty.

Many benefits come with buying a home warranty when selling your home, but there are drawbacks to consider, too.

Pros

Peace of mind of home repair coverage
Incentive for buyers
Transferability to new owners
Prevent post-sale issues

Cons

Expensive cost
Exclusions of certain features or appliances
Coverage limits
Often difficult to understand
Potential wait for claim service

It’s easy to confuse home warranties with homeowners insurance, but they aren’t the same thing. The key difference is that warranties protect your appliances and systems, but insurance guards your house against disasters like fires and storms. Keep in mind that warranties may not cover repairs if the issue was caused by a DIY job gone wrong.

Reputable home warranty companies don’t have hidden costs, but it is important to understand the structure of your agreement and home warranties in general before signing up for one. The most significant and predictable cost you’ll incur is the monthly price. In addition to that, you’ll have to pay the service fee—an average of $85—every time you need to call in a professional for a repair or replacement. The service fee is usually much less than the repair or replacement would otherwise cost, but it’s worth considering in your total.

In most cases, appliance warranties do not transfer to new owners. However, some exceptions apply. To check the status of your appliance warranty and whether you can transfer it when you move, review the terms and conditions of your warranties or consult your home warranty service. When purchasing a new appliance or one from a previous owner, be sure to pay attention to its warranty status, including the type of coverage and any exclusions.

The Elbert, co homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

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