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Fireplaces questions, answered by experts

If you have a chimney, you need a flue or chimney cap. The right covering keeps rain, debris, and animals from getting into your flue or chimney and causing damage. A flue or chimney cap also provides fire protection. The mesh insert around the cap keeps sparks from flying out of the chimney and igniting leaves and other materials.

When done correctly by a professional, chimney repointing can last for several decades—often 30 years or more. This maintenance is crucial for keeping the chimney structure sound, improving its waterproofing, and preventing more significant and costly repairs, such as a partial or complete rebuild. It is recommended to schedule an annual inspection to catch any potential issues early. If you notice the chimney's brickwork looks worn out or crumbly, you should hire a professional to inspect it.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

While a hot fire can help heat up and loosen tar within your chimney, making it a recommended step before using a creosote log, it will not burn off significant existing buildup on its own. Attempting to remove built-up creosote with a hot fire is dangerous and can cause a chimney fire. For safe and effective removal of caked-on creosote, the best approach is to hire a professional chimney sweep.

The project could take anywhere from one to five das, depending on the extent of the removal. Capping a gas line can be done on the same day, whereas completely removing a fireplace and chimney can span several weeks. Talk to your pro about the timeline and potential obstacles, like fireplace material, location, and potential structural issues.

The Breen, CO homeowners’ guide to fireplace services

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