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Hurricane Shutters questions, answered by experts

Hurricane shutters can add value to your home by protecting windows from flying debris during a storm and possibly reducing your home insurance premiums, likely appealing to potential home buyers. The material also plays a role in the value of the hurricane shutters. For example, plywood hurricane shutters are a more temporary solution that likely will not impact home insurance costs even if it can save your windows and doors from damage. 

In many cases, hurricane shutters lower the cost of homeowners insurance. If your storm panels are code-compliant with your state or county (or insurance policy), they may lower your annual premium, even in storm-prone areas. Check with your homeowners insurance company to understand the compliance requirements. Even if your insurer doesn’t lower your premiums, hurricane shutters could save you from costly repairs after a storm. 

Yes, most services include resealing and weatherproofing to improve durability. Confirm with your contractor.

During hurricanes or other major storms, high winds can cause objects and debris to fly through the air, which can break your windows. Depending on how strong the storm is, the winds themselves may be strong enough to break your windows, too. Investing in storm windows or hurricane shutters can help protect you against potential window breakage.

Wood is the most classic shutter material. Common options include pine, cedar, or brasswood. MDF shutters are also a more affordable option that retains the timeless, classic look. Composite shutters, mainly vinyl and aluminum shutters, have also become more popular over the years. You may also find steel shutters, sometimes referred to as security shutters, used on the exterior. Shutters also come in various colors and finishes, adding another layer of design flexibility.

The San Andreas, CA homeowners’ guide to hurricane shutter services

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