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Hurricane Shutters questions, answered by experts

Yes, by reinforcing hinges and latches to prevent unauthorized entry.

In areas prone to hurricanes, not having hurricane shutters can make your home more of a risk to insure, leading to higher premiums. But by installing them, you can save about 8% to 10% on your insurance premium. Having hurricane shutters not only saves you on insurance but can also save you from costly window repairs after a storm. 

During hurricanes or other major storms, high winds can cause objects and debris to fly through the air, which can break your windows. Depending on how strong the storm is, the winds themselves may be strong enough to break your windows, too. Investing in storm windows or hurricane shutters can help protect you against potential window breakage.

In many cases, hurricane shutters lower the cost of homeowners insurance. If your storm panels are code-compliant with your state or county (or insurance policy), they may lower your annual premium, even in storm-prone areas. Check with your homeowners insurance company to understand the compliance requirements. Even if your insurer doesn’t lower your premiums, hurricane shutters could save you from costly repairs after a storm. 

If you’re installing hurricane ties, consider other storm-proofing projects. You could call a window pro to install storm windows, get in touch with a door installer to add storm doors, or just ask your hurricane tie installer what other projects they’d recommend you get done at the same time.

The Prather, CA homeowners’ guide to hurricane shutter services

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