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TRUSTED BY POWAY, CA HOMEOWNERS

  • Average homeowner rating star icon4.7
    Average homeowner rating
  • Verified reviews icon75
    Verified real estate services reviews

Find Real estate agents in Poway

Elmer Gamoning
5.0(
12
)
Appraisal - Real Estate

Serving Poway, CA and surrounding areas

Approved

In business since 2020

Free estimates

Warranties offered

"Elmer did three separate property appraisals for estate settlement for me. He answered all my questions to my satisfaction .He was punctual in all our appointments. He gave me all the printed copies of the reports after he was done promptly. I would highly recommend him if you need property appraisals."
Response time4 hrs
Response rate92%
31 neighbors recently requested a quote
Avatar for Circuit Valuations
Circuit Valuations
5.0(
7
)
Appraisal - Real Estate

Serving Poway, CA and surrounding areas

Approved

In business since 2020

Free estimates

Customers say: Quick response

"We had eight properties appraised for our parentâ s estate. This took a LOT of coordination as they are all rentals. Chris was great in working with our tenants, flexible, professional and courteous with all parties involved. Our appraisals were completed in a timely manner. As a former real estate loan underwriter, I can attest that all of the appraisals were done in a professional manner, accurate and represented the current market. I would HIGHLY recommend Chris Circuit for any appraisal needs that you may have."
Response time3 hrs
Response rate92%
6 neighbors recently requested a quote
Zorilla Appraisal Services
5.0(
5
)
Appraisal - Real Estate

Serving Poway, CA and surrounding areas

Approved

In business since 1991

Credit card accepted

Customers say: True professional

"Before starting his own company, Dan worked for my appraisal firm for many years. My partner and I trusted Dan with the most difficult assignments and he alway did a great job. Dan is a hard worker, diligent student of appraisal theory and I recommend him without reservation. Peter Cavanagh Cavanagh Baker Appraisal"
Response time2 hrs
Response rate87%
Recommended by100%of homeowners
Certify Appraisal
5.0(
1
)
Appraisal - Real Estate

Serving Poway, CA and surrounding areas

Approved

In business since 2004

Free estimates

Emergency services offered

"Charlie was great to work with. Most of the time appraisers will get an order to do an appraisal and call you in the next few days. Charlie called right away and we were able to schedule an appointment for the very next day. I really appreciated his timeliness, especially right before a holiday. Within 2 days, the appraisal report was complete! Charlie was also very easy to talk with and listened intently to various items that would accurately reflect the value of the property."
Response time5 hrs
Recommended by100%of homeowners
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Real Estate Agents questions, answered by experts

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

From the underwriter to the home inspector, the team working to help you buy a house is there to make sure it is a sound financial decision and that the house is worth what you're paying for it. 

A sale can fall through when a mortgage lender discovers the cost of the home plus closing costs is too high for your current financial status. Another potential issue is that an inspector or appraiser can find issues with the home that halt the sale if the offer is far higher than what it's worth.

While some aspects of an appraisal, such as comparable properties nearby, are out of your control, there are several steps you can take to potentially increase your home's value. Make any necessary repairs and upgrades before the appraiser's visit, as they can only value what is currently part of the home, not its potential. Examples include renovating older areas, updating landscaping to boost curb appeal, and staging your home. You can also provide the appraiser with the cost of recent upgrades, which may increase your home's value by about 50% or more of what you paid for those improvements.

The Poway, CA homeowners’ guide to real estate services

From average costs to expert advice, get all the answers you need to get your job done.