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You should consider walking away from a home purchase after an inspection reveals major issues you are unprepared to deal with, such as structural damage, environmental problems, or significant issues with the roof or mechanical systems. These problems can cost tens of thousands of dollars to fix. Before making a decision, it's a good idea to get professional estimates for the repair costs to determine if the home is still worth buying. You should also consider external factors like the state of the housing market and how quickly you need to relocate.

Shingle damage comes in many forms, and the damage usually depends on the wind speed and the shape of the roof before the winds. Typically, when shingles are damaged by wind, they become torn, creased, or detached from the roof. Some might go missing entirely. More extensive roof damage might occur if a tree branch or other debris has fallen onto the roof as a result of the windstorm.

If your homeowners insurance company has required that you get a roof inspection, they’ll cover the cost. Roof inspections are actually quite common with home insurance policies, as the insurer needs to understand the risk they’re taking on. However, if you get a roof inspection of your own volition, you’ll need to pay for it out of pocket.

Tile roofs, including clay, concrete, and slate, are considered low-maintenance materials that require fewer repairs and less care than many other roofing options.

• Clay tiles require minimal maintenance. They stand up well to the elements and UV radiation, repel water, and do not easily stain, discolor, or fade in direct sunlight. Clay tiles do not need sealing. Maintenance is typically only required to replace cracked tiles, which can be caused by foot traffic, extreme weather, or fallen tree limbs.

• Concrete tiles are also low-maintenance but require more upkeep than clay. They need to be sealed every few years to maintain water resistance, and their color tends to fade more quickly than clay.

Aside from these material-specific needs, general maintenance for tile roofs includes annual inspections, routine gutter cleaning, and addressing repairs as they arise. A well-maintained tile roof can provide 50 to 100 years or more of protection for your home.