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Whether your homeowners insurance covers a pool leak depends on your specific policy, so it's essential to check your policy documents before taking on any repairs. Typically, leaks caused by a covered event, such as a fallen tree branch or a fire, may be covered. However, leaks resulting from general wear and tear or poor maintenance are usually not. It is also a good practice to review your homeowners insurance policy before installing a pool to fully understand your personal liability and coverage.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

It’s okay to leave a pool pump on 24-7. In fact, running it continuously has big upsides, including consistently distributing chemicals, keeping a steady pool temperature, preventing algae growth, and keeping pool water clean. However, there is a tradeoff—operating a pool pump around the clock increases energy costs and can take a toll on the pump’s longevity. If you want to run your pool pump all the time, invest in energy-saving equipment like a variable-speed pump.

Upkeep. Like standard pools, the cost to maintain and service your pool is a factor. However, the benefit of a spool is that it can warm up in as little as 15 minutes, while it may take several hours to heat a standard pool. This makes owning a spool more cost-effective and energy-conscious.