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TRUSTED BY EL TORO, CA HOMEOWNERS

  • Average homeowner rating star icon4.6
    Average homeowner rating
  • Verified reviews icon59
    Verified property appraisals reviews

Find Property appraisers in El Toro

Avatar for Penny Smith Realtor/Appraiser
Penny Smith Realtor/Appraiser
5.0(
180
)
Appraisal - Real Estate

Serving El Toro, CA and surrounding areas

Approved

In business since 1978

Customers say: True professional

"This was an appraisal of a older condominium unit in a gated Southern California beach community for a trust administration. Unusual in that Penny did not have access to interior of the unit she had to appraise. She was very thorough in her research of the complex, and inspected a similar unit that was on the market, in addition to reviewing prior sales records and condition of the unit she appraised. Her comps were very good and it was clear that she'd done her due diligence to discern the appropriate sales, given the three different areas of buildout in the complex. She made a balanced and fair valuation of the property which was important for me to have as the Trustee, and reported on her considerations in good detail."
Additional Photos
Additional Photos
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+23

Response time7 hrs
Response rate100%
2 neighbors recently requested a quote
Avatar for James Beggs
James Beggs
4.9(
28
)
Appraisal - Real Estate

Serving El Toro, CA and surrounding areas

Approved

In business since 2003

Free estimates

Small jobs welcome

"Angi is like a crazy one night stand that won't go away once she gets your number but the appraiser was very professional, knowledgeable, efficient and responsive."
3 neighbors recently requested a quote
Recommended by100%of homeowners
Avatar for NorthStar Appraisal Services
NorthStar Appraisal Services
4.7(
92
)
Appraisal - Real Estate

Serving El Toro, CA and surrounding areas

Approved

In business since 2003

Free estimates

Customers say: Quality work

"Excellent Home Appraisal Experience! Review: I recently had the pleasure of working with a fantastic home appraisal service for a home in Diamond Bar, CA. From start to finish, the team was professional, thorough, and provided exceptional service. Being on another coast, choosing an Appraiser was daunting. The final appraisal report was comprehensive and well-documented, providing me with a clear understanding of my home's value. Not only did the appraisal process go smoothly, but the team also demonstrated excellent communication skills. I highly recommend this home appraisal service for anyone in need of a reliable and professional assessment of their property. Their expertise and attention to detail truly set them apart. Thank you to the entire appraisal team for their outstanding service. Kind regards, Brody D"
 Front/street view
 Views, location, custom homes, upgrades
 Some of the views
 Back of home
 Master BR of one of the homes

+14

Response time2 hrs
4 neighbors recently requested a quote
Recommended by98%of homeowners
Avatar for Appraising LA
Appraising LA
4.7(
14
)
Appraisal - Real Estate

Serving El Toro, CA and surrounding areas

Approved

In business since 2005

Free estimates

Emergency services offered

"My husband and I are thrilled by the service we received from Appraising LA. We needed an appraisal in a very short turn around time and not only did they perform the service within record time, but they even went out on a Sunday to inspect the property in order to meet our deadline. They also offered the best price of any appraiser we contacted. We highly recommend Appraising LA and would definitely use them again.

"
Response time1 day
6 neighbors recently requested a quote
Recommended by100%of homeowners
Avatar for SIMMONS STREET, INC.
SIMMONS STREET, INC.
5.0(
4
)
Appraisal - Real Estate

Serving El Toro, CA and surrounding areas

Approved

In business since 2013

Free estimates

Small jobs welcome

"Nick did a great job with my home appraisal. Professional, knowledgable, and easy to work with. I would definitely recommend. He was also able to turn the report around quickly and answered any question I had right away."
Response time3 hrs
Response rate96%
4 neighbors recently requested a quote
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Property Appraiser questions, answered by experts

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The cost to appraise a home depends on the type. Common types include:

  • Single-family homes: $300–$400

  • FHA or VA single-family homes: $400–$500

  • Condominium: $300–$500

  • Multi-family home: $500–$1,000

  • Apartment building: $1,500–$3,000

  • Commercial properties: $1,400–$10,000

  • Raw land: $1,000–$8,000

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

The El Toro, CA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.