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TRUSTED BY EL TORO, CA HOMEOWNERS

  • Average homeowner rating star icon4.6
    Average homeowner rating
  • Verified reviews icon59
    Verified property appraisals reviews

Verified Reviews for Property Appraisal pros in El Toro, CA

*The Angi rating for Property Appraisal companies in El Toro, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in El Toro, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on January 28, 2026

Find Property appraisers in El Toro

Avatar for Penny Smith Realtor/Appraiser
Penny Smith Realtor/Appraiser
5.0(
180
)
Appraisal - Real Estate

Serving El Toro, CA and surrounding areas

Approved

In business since 1978

Customers say: True professional

"This was an appraisal of a older condominium unit in a gated Southern California beach community for a trust administration. Unusual in that Penny did not have access to interior of the unit she had to appraise. She was very thorough in her research of the complex, and inspected a similar unit that was on the market, in addition to reviewing prior sales records and condition of the unit she appraised. Her comps were very good and it was clear that she'd done her due diligence to discern the appropriate sales, given the three different areas of buildout in the complex. She made a balanced and fair valuation of the property which was important for me to have as the Trustee, and reported on her considerations in good detail."
Additional Photos
Additional Photos
Additional Photos
Additional Photos
Additional Photos

+23

Response time7 hrs
Response rate100%
2 neighbors recently requested a quote
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Avatar for First Source Appraisal, Inc.
First Source Appraisal, Inc.
4.7(
165
)
Appraisal - Real Estate

Serving El Toro, CA and surrounding areas

Approved

In business since 2004

Free estimates

Emergency services offered

"As a trustee of an estate I am overwhelmed with all of the frustrating hoops I need to jump through, the confusion, the lack of response from different agencies. But one thing went right: the appraisal of real property by Damon. Prompt and reasonable."
Conf Room
building
building
Building
Response time7 hrs
Response rate91%
125 neighbors recently requested a quote
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Avatar for NorthStar Appraisal Services
NorthStar Appraisal Services
4.7(
92
)
Appraisal - Real Estate

Serving El Toro, CA and surrounding areas

Approved

In business since 2003

Free estimates

Customers say: Quality work

"Jeanine was prompt, pleasant, and professional. She measured and photographed all aspects of the property. Appraisal report was prompt as promised. Would recommend this service."
Front/street view
Views, location, custom homes, upgrades
Some of the views
Back of home
Master BR of one of the homes

+14

Response time2 hrs
4 neighbors recently requested a quote
Recommended by98%of homeowners
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Avatar for Appraising LA
Appraising LA
4.7(
14
)
Appraisal - Real Estate

Serving El Toro, CA and surrounding areas

Approved

In business since 2005

Free estimates

Emergency services offered

"My husband and I are thrilled by the service we received from Appraising LA. We needed an appraisal in a very short turn around time and not only did they perform the service within record time, but they even went out on a Sunday to inspect the property in order to meet our deadline. They also offered the best price of any appraiser we contacted. We highly recommend Appraising LA and would definitely use them again.

"
Response time1 day
8 neighbors recently requested a quote
Recommended by100%of homeowners
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Avatar for SIMMONS STREET, INC.
SIMMONS STREET, INC.
5.0(
4
)
Appraisal - Real Estate

Serving El Toro, CA and surrounding areas

Approved

In business since 2013

Free estimates

Small jobs welcome

"Nick did a great job with my home appraisal. Professional, knowledgable, and easy to work with. I would definitely recommend. He was also able to turn the report around quickly and answered any question I had right away."
Response time3 hrs
Response rate96%
4 neighbors recently requested a quote
Request Quote
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Property Appraiser questions, answered by experts

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they’re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn’t a legal living space won’t affect your appraisal value.

In most cases, installing a tennis court on your property will drive up your property taxes. Property taxes are determined, in part, based on improvements made to your property, which includes anything with a permanent foundation. Since most home tennis courts include a large concrete foundation, your property taxes will likely increase following the installation. A general rule of thumb is that if your project requires permits—like for a foundation or fencing for a tennis court—then your property taxes will be affected.

Land doesn’t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land’s value.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

The El Toro, CA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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