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Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.
Stucco is durable, energy-efficient, and low-maintenance, making it a popular choice for exterior finishes.
Solid, unpainted stucco shouldn’t suffer damage from dots of glue used for this task. If the stucco is dirty, you may notice slight marks when you heat and peel the glue away, but these aren’t permanent.
However, not all stucco walls are solid stucco. Some are “faux” stucco with a foam backing. This kind of stucco veneer is more susceptible to damage, including damage from hot glue. We don’t suggest attaching anything to these kinds of stucco walls, so make sure you check the stucco type before starting this project.
Several clues suggest that your stucco is damaged or has underlying issues. Visual clues include discoloration, cracks, indentations, broken caulking, or visible mold. If you touch your stucco and feel any soft spots, that could also indicate a problem. If you notice any of these concerns, call in an inspector who can confirm your suspicions and help provide solutions.
While your stucco repair professional can diagnose exactly what needs repair, it can be helpful to know what to look out for in the early stages to avoid significant reconstruction. Some common stucco repairs include:
Discover the cost to stucco a house in 2026, including average prices, key factors, and tips to help you budget and plan your stucco project with confidence.
Installing new stucco gives your home a facelift and boosts home value. But can you stucco over stucco? You can, but there are some things to consider.
Choose the right pro for stucco installation to get the best professional-quality results. Learn who does stucco installation and the benefits of hiring a pro.
Wondering if stucco increases home value? The short answer is, yes, but the ROI you’ll see depends on a few factors, like location and installation costs.
