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Top-Rated Home builders in Cambria - Updated Nov 2026

Avatar for DM Builders
DM Builders
5.0(
24
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Cambria, CA and surrounding areas

Approved

In business since 1998

Free estimates

Warranties offered

"We had a bedroom that was severely damaged by a water leak. After the remediating company took half of the room down to bare studs, we contacted DM Builders to put the room back into useable condition. Darren and has crew hung, taped, and textured new drywall on the walls and ceiling; rebuilt a closet and replaced the closet doors and door jambs; and completely repainted the entire room and ceiling. Darren was the ultimate professional. He stayed in touch with us throughout the entire project, kept us abreast of what was happening and the timing of the different phases, and personally inspected the job at each step. His crew was skilled, professional, worked quickly, neat, clean, quiet, and friendly. The end result is better than we had hoped and came in on time and exactly on budget. We plan to use DM Builders for additional projects at our home and give them our highest recommendation."
Master Bathroom Remodel
Master Bathroom Remodel
Master Bathroom Remodel
Master Bathroom Remodel
Master Bathroom Remodel

+29

Response time7 hrs
Response rate100%
5 neighbors recently requested a quote
Avatar for Essential Living Construction LLC
Essential Living Construction LLC
5.0(
15
)
Find a Custom Home Builder

Serving Cambria, CA and surrounding areas

Approved

In business since 2022

Free estimates

Offers commercial services

"Essential Living Construction has become my go-to for any of my home construction projects. Oscar Barajas, the owner, is a delight to do business with as he is very personable and attentive when listening to my project visions. He offers suggestions if you are not sure of which direction to take your project or he will deliver your vision with absolute perfection. He has assembled a fantastic team of craftsmen that obviously take great pride in their work. It's nice to know there is a contractor that will make sure that your project will be done to your satisfaction ."
New ADU
New ADU
New ADU
New ADU
New ADU

+36

Response time3 hrs
Response rate100%
16 neighbors recently requested a quote
Avatar for High End Construction, Inc.
High End Construction, Inc.
5.0(
6
)
Find a Custom Home Builder

Serving Cambria, CA and surrounding areas

Approved

In business since 2003

Free estimates

Offers commercial services

"We've worked with Francisco on building our home and several renovations, and every experience has been excellent. He is reliable, professional, and truly cares about the quality of his work. Francisco made the whole process easy and stress-free, always communicating clearly and delivering great results. We trust him completely and highly recommend him to anyone looking for top-quality construction work."
Corten
Full Luxury Re-Build
Full Luxury Re-Build
Full Luxury Re-Build
Full Luxury Re-Build

+117

14 neighbors recently requested a quote
Avatar for Sundance Company
Sundance Company
4.7(
11
)
Shelter or Outbuilding - Build

Serving Cambria, CA and surrounding areas

Approved

In business since 1981

Free estimates

Small jobs welcome

"The projject involved carpentry, painting,installing gutters and more. The work was done in a professional manner, on time and with attention to detail. Everyone was courteous and effecient. I would recomend this company without reservation. They also repair furniture, and did an extra job for me that was not in the original contract."
Burch Residence
Burch Res
before
after
demolition of exiting deck

+25

Response time1 day
4 neighbors recently requested a quote
Recommended by81%of homeowners
Avatar for Clear Horizon Home Solutions, Inc.
Clear Horizon Home Solutions, Inc.
4.3(
214
)
Find a Custom Home Builder

Serving Cambria, CA and surrounding areas

In business since 2011

Free estimates

Credit card accepted

"Team was fabulous to work with, hands down. My vision was to add more living space without adding square footage. Expert Home Builders made it happen. Walls were moved, doors rearranged, pocket door installed, custom shelving, new kitchen with extra seating, and new bathrooms came to life. I felt I was part of the Expert team. My vision and their high standards created my perfect place."
1
2
3
Kitchen Remodels
2

+2

Recommended by82%of homeowners
Avatar for Mega Power Electric, Inc
Mega Power Electric, Inc
5.0(
191
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Cambria, CA and surrounding areas

In business since 2000

Free estimates

Emergency services offered

"Mega Power Electric is an excellent company to work with. Gary and his team are knowledgeable, honest, and will go out of their way to get the job done right. We installed panels and solar battery storage unit in our home and we're reaping the benefits of being clean and green."
Additional Photos
Additional Photos
Additional Photos
Additional Photos
Additional Photos

+32

Recommended by100%of homeowners
Avatar for A Little of This & That LLC
A Little of This & That LLC
4.7(
15
)
Shelter or Outbuilding - Build

Serving Cambria, CA and surrounding areas

In business since 2019

Free estimates

Emergency services offered

"Excellent. Shane was professional, timely, honest, hard working, detailed and thorough. He communicated with me via phone and text frequently regarding his schedule and planned time of arrival. I would definitely hire him again for any home repair work. I am quite happy to have found this referral on Angie's list."
Additional Photos
Additional Photos
Additional Photos
Additional Photos
Additional Photos

+5

Recommended by92%of homeowners
Showing 1-10 of 29
Home Building FAQs, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes.

Most cottages are around 1,000 square feet, making them smaller than most other styles. However, cottages are defined more by their decor and architectural focus on simplicity, functionality, and a connection to nature than they are by a rigid square footage or floor plan. While cottages are defined more by their charm and appearance than size, the smaller footprint does help maximize the comfort and charm, and it keeps the focus on connection to nature and family.

Construction typically takes 3-6 months, including site preparation and assembly.

The primary reason homes have crawl spaces is so the foundation can reach down below the frost line to avoid dangerous soil movement and structural damage when the ground freezes. They’re more popular in colder climates where the ground freezes down to a few feet, and slabs are most popular in warmer areas where there is no frost line. Crawl spaces also provide a space for utility lines to run where they’re at less of a risk of freezing.

The Cambria, CA homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.