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The most common situation in which you should turn off the main water shut-off valve is if there’s a leak in your home, such as in the kitchen or bathroom. Turning off the water supply can prevent further water damage.

You may want to turn off the valve before leaving for an extended period, in case of leaks or pipe bursts while you’re gone. If you’re going to work on plumbing fixtures or appliances, it’s also a good idea to shut off the main valve to ensure no water flow during repairs or installation.

Depending on the location of the water leak, it could go undetected for weeks, months, or even years in some extreme cases. Most homeowners who have plumbing leaks have slow drips, so you might not see signs of damage until they become severe problems. It’s a good idea to have a plumbing inspection done annually and to take steps yourself to check for leaks, including inspecting your floor, walls, and ceilings for signs of water damage, monitoring your utility bills, and looking for water around appliances and fixtures.

PEX pipes last up to 50 years on average, though they often last longer. This lifespan is comparable to that of galvanized steel, which ranges from 40 to 100 years. However, PEX piping is less likely to crack or break due to temperature changes. Due to that and the fact that it's easier to work with, many plumbers and DIYers are choosing PEX tubes over traditional metal piping.

Most of the time, homeowners are responsible for replacing a main water shut-off valve. This is because the property owner also owns the water service line from the shut-off valve near their property line to their house. That means they must maintain, repair, or replace it when needed.