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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Yes, crawl spaces can attract bugs, especially since moisture tends to build up in the space, and moisture attracts pests. A good way to prevent pest infestation in your crawl space is to install a vapor barrier—called crawl space encapsulation—on the interior to seal the space, along with a French drain or some other kind of foundation drainage system outside to keep runoff out of your crawl space. You can also seal foundation cracks and repair damages to cut off access to pests.

As with anything ingested by animals, there is always a chance that mushrooms will be toxic. Clearing the tops of mushrooms from the soil to prevent them from being eaten by pets is always a good idea. Since poisonous mushrooms can be deadly, we recommended that any mushroom ingestion is treated as a veterinary emergency. Watch for signs of lethargy and digestive distress in any animal suspected to have eaten a mushroom and contact your vet immediately.

You can’t stay in your house while fumigating, even if it’s only one room.  When using a bug bomb or fogger in any area of your home, the entire home must be fully prepped and everyone must leave regardless of how many rooms are being fumigated. If you'll be booking a stay overnight to give your home time to air out, factor the hotel room into your total fumigation cost.