Get matched with top pool table assembly pros in Litchfield Park, AZ

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

A 24-foot diameter pool is the most popular size for a round above ground model, while 15 by 30 feet is a common choice for oval-shaped pools. However, you'll find round sizes everywhere between 8 and 33 feet. Oval pools range up to 21 by 41 feet but can be customized to stretch much longer. Choosing the right size will come down to where you can level your yard and how many swimmers plan to use the pool at a given time.

Yes, you will need building permits for an inground pool, and your pool installation company should pull them for you. The permit filing fee will usually sit between $400 and $1,800, and it should appear on your contract or invoice. You may want to confirm with your contractor that they will pull all necessary permits. You might also need a permit for a new fence, as many municipalities have special fencing requirements for properties with pools. A fence permit costs between $50 and $500. This expense may not be included in your pool installation estimate.

Whether your homeowners insurance covers a pool leak depends on your specific policy, so it's essential to check your policy documents before taking on any repairs. Typically, leaks caused by a covered event, such as a fallen tree branch or a fire, may be covered. However, leaks resulting from general wear and tear or poor maintenance are usually not. It is also a good practice to review your homeowners insurance policy before installing a pool to fully understand your personal liability and coverage.