Does homeowners insurance cover foundation cracks and repair?

• <div><p>Generally, foundation cracks and repair are not covered by standard homeowners insurance policies. This type of damage is often considered normal wear and tear or a result of poor maintenance, which is the homeowner's responsibility. For example, damage caused by settling, shifting soil, or drainage issues is typically excluded.</p><p>However, there are exceptions. Coverage may apply if the foundation damage is a direct result of a covered peril, such as a house fire, a burst pipe, vandalism, or a vehicle accident. Coverage for natural disasters like earthquakes and floods often requires a separate, specific policy or add-on.</p></div>

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Q: Do concrete pools crack?

• <div><p>Concrete pools are very durable but can crack if not properly maintained. The most significant risk is winter weather and low temperatures when water can seep into crevices and freeze. To avoid damage, use the proper winterization chemicals, and don&rsquo;t completely drain your pool. <a href="https://www.angi.com/articles/how-much-do-pool-repairs-cost.htm">Concrete pool repairs cost</a> around <b>$75 per linear foot</b> for small cracks.</p></div>

Q: How do you tell the difference between settling and foundation problems?

• <div><p>Most of the time, normal foundation settling will present as thin cracks in the foundation and minor creaks in the floorboards. In contrast, you can identify foundation issues by wide or uneven foundation cracks, horizontal or step-shaped gaps on the foundation wall, or cracks that go around corners of your foundation. Foundation problems can also cause changes in your living area, like increased humidity, uneven or sloping floors, nail pops in drywall, countertops pulling away from the wall, and windows and doors getting stuck. When in doubt, call in a professional to identify the underlying cause.</p></div>

Q: Can a house with a bad foundation be saved?

• <div><p>There are many actions that specialists can take to repair a bad foundation. However, just like a car, a specialist will determine whether the cost of repairs is worth it in the long run. In many cases, repairs to the surrounding property&mdash;such as regrading your lawn or addressing <a href="https://www.angi.com/articles/how-solve-yard-drainage-problems.htm">lawn drainage issues</a>&mdash;will also be necessary.</p></div>

Q: How do you know if a concrete crack is serious?

• <div><p>Although some concrete cracks are cosmetic, others can be more serious. Cracks wider than ⅛ inch or that extend through the slab are serious and can cause structural damage. If you notice these types of cracks in your concrete patio, contact a local contractor <a href="https://www.angi.com/articles/who-installs-concrete-patios.htm">who installs concrete patios</a> to inspect the damage and determine how to fix it. </p></div>

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Verified Reviews for Foundation Repair pros in Hackberry, AZ

*The Angi rating for Foundation Repair companies in Hackberry, AZ is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Foundation Repair needs.

*The HomeAdvisor rating for Foundation Repair companies in Hackberry, AZ is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Foundation Repair needs.

Last update on January 02, 2019

Reviewed in January 2019
I would recommend this plumber to anyone
Drain Pipe Inspection Services
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Reviewed in December 2017
AC Plus was excellent. We were in the process of buying a house and needed an AC inspection. They were very prompt and professional.
AC Plus, LLC
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Reviewed in July 2017
They arrived same day I called and had my AC up and running within 2 hours. I believe they were honest and knowledgeable. Only problem was they were unable to find filters for the inside grates in my home and I had to go through Amazon for those. They were an odd size. Nothing to complain about...
R & C Heating & Air, Inc.
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Reviewed in April 2017
The electrician called and said he was going to be a bit early, if that was okay with me. They worked efficiently and got right down to business, fixing the problems that I wanted addressed. They were great!
Benet Electrical
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Reviewed in September 2013
Eldridge of Abstract Painting Co. did a great job for us painting the exterior of our home. We are happy with the results and he was conscientious about masking windows and clean-up was thorough. He made the extra effort to make sure the customer is happy with the painting project. Thanks,...
The Abstract Painting Company
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Reviewed in November 2012
<p> </p> <strong>Everything went very well I was told everything that was going to be done and what it would cost when the job was<br /> finished. and i haven't any complaints</strong> <br />
Ambient Edge With Plumbing By Jake
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Reviewed in April 2011
We called Pennies expecting a service call for our dishwasher. To our surprise, the questions they asked led them to advise us to call the manufacturer and use the original warranty. It ended up costing us nothing; but we will definitely call Pennies next time we need to have something...
Pennies Appliance Service
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Find Foundation repair specialists in Hackberry

Dalinghaus Construction, Inc

4.4(

)

Concrete Foundation - RepairConcrete Foundation - Raise

Serving Hackberry, AZ and surrounding areas

Approved

In business since 2011

Free estimates

Warranties offered

"I hired Dalinghaus Construction to install two push Piers for a freestanding column/wall (bad clay soil causing movement). I meet with Kevin to go over the scope of work and he explained everything in detail. The price was the best I can find. Took one extra day to finish the work, but they did not charge me any additional fees. 3 month later, I had a feeling that the column/wall is moving again and call Kevin. He show up in a few days and show me there is no way that wall is still moving and he was right. They are very good at what they do and customer service is the best. Thank you very much."

Completed retaining wall repairs with helical tiebacks

Lifting a San Clemente hillside home that had settled or sunk 16 inches

Team work makes the dream work in foundation repairs!

Foundation repair in Avalon on Catalina Island

Foundation repair project at hillside home in San Clemente overlooking the Shorecliffs Golf Club

+128

Response time4 days

8 neighbors recently requested a quote

Recommended by85%of homeowners

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Lava Masonry & Concrete

5.0(

)

Poured Concrete Wall - Repair

Serving Hackberry, AZ and surrounding areas

Approved

"Very well. The crew is very professional, they do an awesome job. They take care of everything fast and proficient."

1 neighbors recently requested a quote

Recommended by100%of homeowners

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A-PAC Pressure Grouting, Inc.

4.0(

)

Concrete Foundation - Raise

Serving Hackberry, AZ and surrounding areas

In business since 1989

Free estimates

"A -PAC was not too eager to do the job. They never called back after I discussed my chimney problem with Bob. Another company did the repair and did a wonderful job using 4 helical piers stabilizing and jacking the chimney up to it's original position. I would strongly recommend that you include this company in your list of foundation contractors."

Recommended by100%of homeowners

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Lava Masonry & Concrete, LLC

4.0(

)

Poured Concrete Wall - Repair

Serving Hackberry, AZ and surrounding areas

In business since 2021

Free estimates

Offers commercial services

"Alex and his crew were very professional and knowledgeable. They worked very hard and efficiently. The job was completed in a timely fashion and looks great! I strongly recommend this man and his company!!"

Response time2 days

Response rate86%

Recommended by66%of homeowners

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Hampton Enterprise LLC

3.7(

)

Foundation Drainage - Install or ReplaceFoundation, Basement or Crawlspace - Waterproofing / Encapsulation

Serving Hackberry, AZ and surrounding areas

In business since 1989

Free estimates

Emergency services offered

"I only use James when I need some work done to my house. He responds fast, gets the work done quicker than just about anyone else I've ever used and seems very concerned with leaving his customers happy."

Recommended by60%of homeowners

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Macias All Around Services

New to Angi

Concrete Foundation - RaisePoured Concrete Wall - Repair

Serving Hackberry, AZ and surrounding areas

I have over 17 years experience in the construction and that escaping world. I’ve dedicated my life from working hard and following through my projects very reliable. I will always finish my projects leaving my customers happy .

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Az pro painting

New to Angi

Concrete Foundation - Raise

Serving Hackberry, AZ and surrounding areas

\nCommercial cleaners will take out your trash, clean the floors, sanitize the bathrooms as well as eating spaces, and will do other types of light cleaning on a regular basis.\nDaily, Weekly and Monthly Cleaning Services\nFloor Cleaning\n \nCeiling Cleaning\n \nWindow Cleaning\n \nOffice Cleaning Services\n \nWaste Removal\n \nKitchen and Restroom Cleaning\n \nSanitization Programs\n \nDaytime and Nighttime Cleaning

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Foundation Repair questions, answered by experts

Concrete pools are very durable but can crack if not properly maintained. The most significant risk is winter weather and low temperatures when water can seep into crevices and freeze. To avoid damage, use the proper winterization chemicals, and don’t completely drain your pool. Concrete pool repairs cost around $75 per linear foot for small cracks.

Most of the time, normal foundation settling will present as thin cracks in the foundation and minor creaks in the floorboards. In contrast, you can identify foundation issues by wide or uneven foundation cracks, horizontal or step-shaped gaps on the foundation wall, or cracks that go around corners of your foundation. Foundation problems can also cause changes in your living area, like increased humidity, uneven or sloping floors, nail pops in drywall, countertops pulling away from the wall, and windows and doors getting stuck. When in doubt, call in a professional to identify the underlying cause.

There are many actions that specialists can take to repair a bad foundation. However, just like a car, a specialist will determine whether the cost of repairs is worth it in the long run. In many cases, repairs to the surrounding property—such as regrading your lawn or addressing lawn drainage issues—will also be necessary.

Although some concrete cracks are cosmetic, others can be more serious. Cracks wider than ⅛ inch or that extend through the slab are serious and can cause structural damage. If you notice these types of cracks in your concrete patio, contact a local contractor who installs concrete patios to inspect the damage and determine how to fix it.

Generally, foundation cracks and repair are not covered by standard homeowners insurance policies. This type of damage is often considered normal wear and tear or a result of poor maintenance, which is the homeowner's responsibility. For example, damage caused by settling, shifting soil, or drainage issues is typically excluded.

However, there are exceptions. Coverage may apply if the foundation damage is a direct result of a covered peril, such as a house fire, a burst pipe, vandalism, or a vehicle accident. Coverage for natural disasters like earthquakes and floods often requires a separate, specific policy or add-on.

The Hackberry, AZ homeowners’ guide to foundation repairs

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

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How Much Does Pier and Beam Foundation Repair Cost? [2026 Data]
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How Much Does Underpinning a Foundation Cost? [2026 Data]
Unstable or sinking foundations require comprehensive and expensive solutions. Learn about foundation underpinning costs in this guide to set your budget.
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Apr 6, 2026Apr 6, 2026
Who to Call to Repair Foundation Issues
Foundation issues are critical, so knowing how to manage them is too. Use this guide to learn who to call for foundation repair.
Catherine Hiles
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Apr 6, 2026Apr 6, 2026
5 Questions to Ask About Concrete Foundation Repair
Minor foundation issues should be repaired before they become a major problem. When hiring a pro, consider these concrete foundation repair questions.
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•
Jul 31, 2026Jul 31, 2026
What to Know Before Buying a House That Had Previous Foundation Repair
A house’s history of foundation repairs doesn’t always mean you shouldn’t buy it. Learn what to consider when purchasing a house with an unstable past.