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While homeowners' insurance can include coverage for siding, general wear and tear of siding is not covered. If your siding is rotting—especially because you haven’t kept up with proper siding maintenance—replacement siding will likely not be covered by your homeowners' insurance policy. Instead, insurance generally covers siding repair or replacement if your siding has been damaged by extreme weather, vandalism, fire, or some kind of collision, like by a vehicle.

You can calculate the required square footage of siding you need by measuring the height and width of your home’s rectangular exterior walls. For the triangular-shaped gable walls, measure the height from the ground to the tallest gable point to make sure you have enough for good coverage. Once you have combined the totals for each wall, add another 10% to account for wasted materials. It’s also good to have extra siding on hand to tackle wood siding repair down the road.

Increasing home value and return on investment (ROI) are two different things and it’s important to differentiate between the two. While a kitchen remodel will surely raise the value of the house, it may only have an ROI of around 50%. Homeowners looking to raise the value of their home for sale will have to consider how much they will recoup by the monetary investment in projects, as the ROI percentages may be lower or higher than the added value on a dollar-for-dollar basis.

Yes, you can install siding over stucco, but it's crucial to ensure the stucco is in good condition first. Before proceeding, inspect the stucco for any signs of damage, leaks, or mold growth. If you discover water damage, mold, or have ongoing leak issues, it's recommended to remove the stucco completely. This step prevents future problems like mold and pest infestations and allows a professional to repair or replace any damaged sheathing underneath. If the stucco is sound, the installation process involves attaching furring strips to the wall's framing directly through the stucco. The new siding is then installed onto these furring strips. A professional may also need to adjust window and door openings to prevent them from being recessed behind the new siding, which can cause aesthetic issues and create potential leak points.